Aetna — Denial Rates & Appeal Data
Compare against every insurer we track: denial rates ranked within reporting cohorts.
COVERAGE RIGHTS ROLLUP · CALCULATED FROM AETNA PUBLIC DISCLOSURES
Aetna publishes per-contract percentages only (42 Medicare Advantage contracts, medical services excluding drugs; no request counts). Rates shown are enrollment-weighted averages of Aetna's own posted per-contract figures across 40 contracts covering ~4.2M enrollees (weights: CMS Monthly Enrollment by Contract, July 2026; 2 contracts lacked published enrollment). Standard denial rates range 0–19.9% across contracts; the appeal overturn figure is Aetna's standard-track "approved after appeal" rate, weighted the same way across the 39 contracts reporting it.
UNDERLYING SOURCE: AETNA CMS-0057-F DISCLOSURE, CY2025 · VIEW SOURCE ↗ · METHODOLOGY
Metrics by contract / plan
| Contract / plan | Line | Requests | Denied | Appeals overturned | Avg decision | Source |
|---|---|---|---|---|---|---|
| H9431 | Medicare Advantage | n/r | 19.86% | 93.75% | 2.67d | Source |
| H5309 | Medicare Advantage | n/r | 16.34% | 95.37% | 2.71d | Source |
| H8332 | Medicare Advantage | n/r | 13.18% | 72.22% | 1.46d | Source |
| H4523 | Medicare Advantage | n/r | 12.73% | 88.96% | 1.8d | Source |
| H8597 | Medicare Advantage | n/r | 12.65% | 86.35% | 1.79d | Source |
| H3219 | Medicare Advantage | n/r | 11.47% | 80.43% | 2.28d | Source |
| H4711 | Medicare Advantage | n/r | 11.3% | 86.71% | 1.93d | Source |
| H3288 | Medicare Advantage | n/r | 10.94% | 90.48% | 1.66d | Source |
| H4835 | Medicare Advantage | n/r | 10.69% | 88.46% | 1.81d | Source |
| H3928 | Medicare Advantage | n/r | 10.42% | 87.1% | 1.54d | Source |
| H3239 | Medicare Advantage | n/r | 10.41% | 84.71% | 1.69d | Source |
| H1609 | Medicare Advantage | n/r | 10.36% | 83.79% | 1.5d | Source |
| H8649 | Medicare Advantage | n/r | 10.17% | 90.34% | 1.93d | Source |
| H1692 | Medicare Advantage | n/r | 9.59% | 90.69% | 1.47d | Source |
| H3931 | Medicare Advantage | n/r | 9.5% | 87.93% | 1.68d | Source |
| H3192 | Medicare Advantage | n/r | 9.37% | 85.3% | 1.6d | Source |
| H5325 | Medicare Advantage | n/r | 8.68% | 83.73% | 1.47d | Source |
| H2293 | Medicare Advantage | n/r | 8.29% | 88.86% | 1.53d | Source |
| H1608 | Medicare Advantage | n/r | 8.17% | 92.4% | 1.45d | Source |
| H5521 | Medicare Advantage | n/r | 7.86% | 89.7% | 1.44d | Source |
| H7149 | Medicare Advantage | n/r | 7.76% | 88.55% | 1.53d | Source |
| H0628 | Medicare Advantage | n/r | 7.68% | 89.47% | 1.28d | Source |
| H1109 | Medicare Advantage | n/r | 7.68% | 82.61% | 1.39d | Source |
| H5302 | Medicare Advantage | n/r | 7.44% | 85.65% | 1.29d | Source |
| H3312 | Medicare Advantage | n/r | 7.31% | 82.33% | 1.3d | Source |
| H3748 | Medicare Advantage | n/r | 7.28% | 90.62% | 1.47d | Source |
| H2056 | Medicare Advantage | n/r | 7.22% | 88.46% | 1.5d | Source |
| H3146 | Medicare Advantage | n/r | 7.09% | 86.28% | 1.33d | Source |
| H5593 | Medicare Advantage | n/r | 7% | 85.71% | 1.36d | Source |
| H5522 | Medicare Advantage | n/r | 6.97% | 90.32% | 1.28d | Source |
| H2663 | Medicare Advantage | n/r | 6.77% | 90.12% | 1.24d | Source |
| H5337 | Medicare Advantage | n/r | 6.59% | n/r | 0.86d | Source |
| H3959 | Medicare Advantage | n/r | 6.05% | 87.59% | 1.11d | Source |
| H7301 | Medicare Advantage | n/r | 6.02% | 89.77% | 1.21d | Source |
| H1206 | Medicare Advantage | n/r | 5.96% | 87.18% | 1.17d | Source |
| H5793 | Medicare Advantage | n/r | 5.78% | 86.22% | 1.13d | Source |
| H3152 | Medicare Advantage | n/r | 5.5% | 81.2% | 1.06d | Source |
| H3597 | Medicare Advantage | n/r | 5.46% | 91.25% | 1.15d | Source |
| R6694 | Medicare Advantage | n/r | 5.46% | 94.74% | 0.96d | Source |
| H0523 | Medicare Advantage | n/r | 2.39% | 53.33% | 3.06d | Source |
| H4982 | Medicare Advantage | n/r | 2.04% | 56.58% | 2.3d | Source |
| H0562 | Medicare Advantage | n/r | 0% | n/r | 2d | Source |
What these numbers mean for your denial
Coverage Rights calculated a 7.6% prior-authorization denial rate for the Medicare Advantage medical-service contracts in 2025. In the calculated Medicare Advantage medical-service contracts appeal scope, 88.8% were reversed — most denials that got challenged did not survive review. The underlying contract or plan figures were published by Aetna; Coverage Rights performed the stated rollup.
The practical takeaway is narrower: an initial denial can change on review. These aggregate rates describe past decisions within the stated reporting scope; they do not predict the result of an individual appeal.
Your appeal deadline depends on your plan type
Aetna runs several kinds of plans, and the appeal rules follow the plan, not the insurer. Find the ladder and the deadlines for yours:
Common questions
What is Aetna's prior authorization denial rate?
Coverage Rights calculated a 7.6% prior-authorization denial rate for the Medicare Advantage medical-service contracts reporting scope in 2025, using the public disclosure required by federal rule CMS-0057-F. Within the calculated Medicare Advantage medical-service contracts appeal scope, 88.8% were overturned.
How do I appeal a Aetna denial?
Start with the appeal instructions in Aetna's denial notice. An independent external, fair-hearing, or Medicare review may be available after the required internal review, but eligibility depends on the coverage program, plan funding, denial type, regulating jurisdiction, and whether the notice says internal review is exhausted. Use the pathway tool before choosing the next reviewer.
Where do these numbers come from?
Coverage Rights calculated the displayed rollup from Aetna's public CMS-0057-F disclosures for 2025. The methodology note identifies the included reporting scope and weighting or aggregation method; source links lead to the underlying insurer-published records.