Terms of Service

Self-help document preparation. Coverage Rights is a self-help tool that assists you in preparing your own health insurance appeal. We are not a law firm, we do not provide legal advice, and using this site does not create an attorney–client relationship. We are not a healthcare provider and do not provide medical advice; using this site does not create a provider–patient relationship.

No outcome guarantees. Appeal outcomes depend on your facts, your plan, and your reviewers. Statistics shown on this site describe past aggregate outcomes and are not a prediction or promise about your case.

Your responsibility. You are responsible for reviewing any document you generate here before sending it, for meeting your own deadlines, and for the accuracy of information you provide.

Data accuracy. We verify insurer statistics against public sources before publishing and label unverified figures. Sources can contain errors; corrections go to data@coverage-rights.com.

Payments. Paid products are one-time purchases processed by Stripe. If a generated appeal package fails to deliver, contact us for a refund.

Acceptable use.Don’t use the site to submit false information to an insurer or regulator, and don’t scrape or republish our verified dataset without permission.

EFFECTIVE JULY 2026 · THESE TERMS MAY BE UPDATED BEFORE PUBLIC LAUNCH