Home / Explain my denial

Route your denial before you appeal.

Free. No account. Confirm the coverage and appeal facts that determine whether Medicare, Medicaid, federal, employer-plan, or state rules apply.

Private by design.Routing is deterministic from your selections and happens in the browser. Don’t enter medical records or personal identifiers.

Routing happens in your browser from the choices below. Don't paste medical records or personal identifiers here.

Identify the governing route

What exact kind of coverage is on the card?

What reason did the denial notice give?

Where are you in the appeal?

What is happening with the care now?

Regulating state shown in plan materials (if relevant)

Insurer or plan administrator

Deadline printed on the notice (if shown)

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.