Joint Problem Pain: when insurers say no, reviewers often say yes
In 65 published external-review decisions involving joint problem pain, independent physician reviewers overturned the insurer’s denial 50.8% of the time.
Most-fought treatments for joint problem pain
| Category | Decisions | Overturned |
|---|---|---|
| MRI | 8 | 75% |
| Fusion | 6 | 83.3% |
| Pain Medication | 5 | 20% |
| Nerve Block | 4 | 25% |
| Orthotics | 4 | 100% |
| Steroid Injection | 3 | 66.7% |
| Viscosupp Injection | 3 | 100% |
What the insurer actually argued
| Reason given | Decisions | Overturned |
|---|---|---|
Medical Necessity The plan said the care wasn’t medically necessary. The most common fight, and the most winnable. | 49 | 49% |
Experimental/Investigational The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument. | 16 | 56.2% |
Where the denial was overturned
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for a Nalu Neurostimulation System. There are a number of treatment modalities available to treat challenging chronic pain syndromes. First line strategies generally involve pharmacotherapy, including nonsteroidal anti-inflammatory drugs (NSAIDs), opioids, antiepileptics, and antipsychotic or antidepressant agents, followed by invasive procedures including injections with longer acting anesthetics and corticosteroids, depending on the location or anatomic target. When these techniques yield results, ablative procedures, which carry the risk of a permanent neurological deficit or deafferentation syndromes, may be pursued. If persistent structural problems, surgical intervention may be appropriate.
The parent of an enrollee has requested authorization and coverage for a treatment plan which includes: 1) open reduction of the left knee with a ligament reconstruction and Judet quadricepsplasty; 2) open reduction of the right hip with insertion of a suture tether to hold the joint in place while it heals; 3) bilateral serial casting of the feet; 4) post-surgical hospital admission; and 5) post-surgical physical therapy.Regarding open reduction of the left knee with a ligament reconstruction and Judet quadricepsplasty, the patient presents with arthrogryposis and possible Larson’s syndrome with congenital left knee dislocation that has caused a knee extension contracture. She has been treated conservatively with serial casting and physical therapy with persistent pain and inability to bear weight. Clinical findings have documented left knee range of motion as 0-60 degrees.
Where the denial was upheld
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for posterior sacroiliac joint fusion procedure. Researchers explain, “The sacroiliac joint may be a primary source of pain in patients complaining of low back and/or buttock pain. Nonsurgical treatment of sacroiliac joint pain typically includes structured core and pelvic muscle flexibility and strengthening; pharmaceutical management through oral and injectable medication; and ablation procedures. For patients who do not improve with comprehensive, nonoperative treatment, surgical fusion of the sacroiliac joint is an option with overall good reported outcomes and high patient satisfaction. Minimally invasive surgery (MIS) approaches have been shown to have lower morbidity and earlier recovery than traditional open approaches.
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for magnetic resonance imaging (MRI) of the left ankle. MRI is an imaging test that globally evaluates all anatomic structures, including ligaments, tendons, cartilage and bone. Most studies have shown that MRI is highly accurate for the evaluation of ligament, tendon and osteochondral abnormalities. MRI can identify synovitis and impingement lesions, which can contribute to patient symptoms. The American College of Radiology (ACR) appropriateness criteria for chronic ankle pain notes that radiograph of the ankle is the most appropriate initial imaging study. Researchers report regarding the evaluation of tarsal tunnel syndrome, “Plain radiographs of the ankle and, possibly, the foot are the initial imaging study of choice.
Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.
These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for joint problem pain was denied, the published record says the denial is worth fighting.
SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY