Borderline Personality Dis denials in California external review

In the California DMHC record, independent physician reviewers decided 16 published external-review cases involving borderline personality disand overturned the plan’s denial in 62.5%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
16
2019–2024
Overturned
62.5%
10 denials reversed

Most-fought treatments for borderline personality dis

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Intensive Outpt Prog4
75%
Psychotherapy3
66.7%
RTC Admit3
100%
Typical time to a decision
4 days
Most land between 4 and 13 days
Handled as urgent
75%
Expedited when a delay would cause harm

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for residential treatment center (RTC) services at a facility that utilizes dialectical behavior therapy (DBT). The American Academy of Child and Adolescent Psychiatry and the American Association of Community Psychiatrists Child and Adolescent Level of Care Utilization System (CALOCUS) provides a reliable framework for determining the appropriate level of care for adolescents needing mental health treatment. Using CALOCUS, providers score patients on a scale of 1-5 using a six-pronged Dimensional Rating System. The six dimensions include: (1) risk of harm; (2) functional status; (3) developmental, medical, substance use and psychiatric comorbidity; (4) recovery environment (a. stressors and b. supports); (5) treatment and recovery history; and (6) engagement.
Medical Necessity · 2020 · IMR MN20-34160
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for Transference focused psychotherapy once per week. The American Association of Community Psychiatrists Level of Care Utilization System (LOCUS) provides a reliable framework for determining the appropriate level of care for adults needing mental health treatment. Using LOCUS, providers score patients on a scale of 1-5 using a six-pronged Dimensional Rating System. The six dimensions include: (1) risk of harm; (2) functional status; (3) medical, addictive and psychiatric comorbidity; (4) recovery environment (a. stressors and b. supports); (5) treatment and recovery history; and (6) engagement. The composite score is then used to determine the level of care needed. Applying the LOCUS framework, this patient meets the criteria for transference focused psychotherapy services once per week.
Medical Necessity · 2022 · IMR MN22-37799

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for psychodynamic psychotherapy up to three times per week. The American Association of Community Psychiatrists Level of Care Utilization System (LOCUS) provides a reliable framework for determining the appropriate level of care for adults needing mental health treatment. Using LOCUS, providers score patients on a scale of 1-5 using a six-pronged Dimensional Rating System. The six dimensions include: (1) risk of harm; (2) functional status; (3) medical, addictive and psychiatric comorbidity; (4) recovery environment (a. stressors and b. supports); (5) treatment and recovery history; and (6) engagement. The composite score is then used to determine the level of care needed.
Medical Necessity · 2024 · IMR MN24-42075
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for inpatient rehabilitation center level of care at a facility that treats both borderline personality disorder and alcohol addiction. Per the American Society of Addiction Medicine (ASAM) criteria, this patient does not meet Level 4 criteria for inpatient rehabilitation center level of care services. ASAM criteria focuses on six dimensions to determine the appropriate level of care, which includes: (1) intoxication and withdrawal potential; (2) biomedical conditions; (3) emotional, behavioral and cognitive conditions; (4) readiness to change; (5) relapse, continued use, or continued problem potential; and (6) recovery environment.
Medical Necessity · 2020 · IMR MN20-34428

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving borderline personality dis, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for borderline personality dis? Use the California record to prepare.

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