X-Ray denials: what the review data shows
Independent reviewers have decided 16 published cases where an insurer denied X-Ray — and they overturned the insurer 62.5% of the time. A denial for X-Ray is a starting position, not a final answer.
What the insurer actually argued
| Reason given | Decisions | Overturned |
|---|---|---|
Medical Necessity The plan said the care wasn’t medically necessary. The most common fight, and the most winnable. | 8 | 62.5% |
Experimental/Investigational The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument. | 7 | 57.1% |
Where the denial was overturned
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for a dual-energy X-ray absorptiometry (DXA) bone density study (CPT 77085).Findings: Three out of three physician reviewers found that the services at issue were likely to have been more beneficial than any other available standard treatments for the enrollee’s medical condition.The American College of Radiology (ACR) has established Appropriateness Criteria to help guide referring practitioners in their most efficient and efficacious use of imaging for various clinical presentations. In their guidelines for osteoporosis screening or initial imaging of clinically suspected low bone mineral density (Variant 1), a DEXA scan is identified as a first line study and assigned the Appropriateness Category of “Usually Appropriate”.
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for an ovarian/pelvic venography with or without embolization. In this case, the records suggest a diagnosis of pelvic venous insufficiency. An ultrasound reported prominent vessels in the bilateral adnexa with PCS. Visit notes reported that computed tomography (CT) imaging showed a dilated 11 mm right ovarian vein, and two dilated left ovarian veins at 11 mm and 9 mm, compatible with reflux. Bookwalter and colleagues note that when pelvic venous congestion syndrome (PVCS) is caused by incompetent gonadal vein valves, treatment typically is performed by means of embolization via a minimally invasive catheter with excellent technical and clinical success rates.
Where the denial was upheld
Nature of Statutory Criteria/Case Summary: A patient has requested authorization and coverage for x-ray of the thoracic spine and magnetic resonance imaging (MRI) of the back. The Health Plan has denied this request indicating that the requested services are not medically necessary for evaluation of the patient’s back pain. The submitted documentation does not support the medical necessity of the requested services. Evidence-based medical guidelines state that spine radiography should not be recommended in patients with low back pain in the absence of red flags for serious spinal pathology, even if the pain has persisted for at least six weeks. Guidelines recommend thoracic MRI in the setting of trauma with neurologic deficit.
Nature of Statutory Criteria/Case Summary: An enrollee has requested a computed tomography (CT) angiogram for evaluation of his medical condition. Findings: Two physician reviewers found that if coronary ischemia is suspected then some form of stress testing is considered standard of care and most appropriate accepted practice in the medical community (Hendel et al). Coronary CT angiography defines coronary anatomy only, and does not assess the functional significance of any potential stenosis identified. Moreover, Miller and colleagues found that coronary CT angiography is less accurate compared to conventional angiography and may miss small branch vessel stenosis that could be identified on stress testing which may be responsible for the patient's symptoms.
Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.
These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for X-Raywhen you appeal: reviewers routinely find that denials like yours didn’t hold up.
SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY