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Skilled Nursing Facility Care denials: what the review data shows

Independent reviewers have decided 69 published cases where an insurer denied Skilled Nursing Facility Care — and they overturned the insurer 21.7% of the time. A denial for Skilled Nursing Facility Care is a starting position, not a final answer.

Published decisions
69
2001–2026
Overturned
21.7%
15 denials reversed

Conditions behind skilled nursing facility care denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Traumatic Brain Injury3
100%
Stroke3
0%
Brain Tumor3
0%
Typical time to a decision
4 days
Most land between 3 and 10 days
Handled as urgent
81.2%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement and prospective authorization and coverage for skilled nursing facility level of care and authorization and coverage for 60 days of assisted living care services after the enrollee has been discharged from skilled nursing facility for treatment of the enrollee who has a recent history of multiple fractures, respiratory failure and hypoxia. Findings: The physician reviewer found that The patient sustained multiple major soft tissue, respiratory system and orthopedic injuries due to a motor vehicle accident in late October 2017. The patient had a prolonged and complicated course in the critical care setting, undergoing multiple surgeries. The patient was medically stabilized by mid November 2017 and transferred to a skilled nursing facility at that time.
Medical Necessity · 2018 · IMR MN18-27460
Nature of Statutory Criteria/Case Summary: A patient has requested reimbursement for custodial care services. The records document that the patient was diagnosed with metastatic adenocarcinoma of the colon with metastasis to the liver. The patient underwent exploratory laparotomy with placement of diverting loop ileostomy for small bowel obstruction. The patient was then admitted to a skilled nursing facility (SNF). The patient’s functional status was contact guard assist (CGA) for bed mobility, transfers, and gait. At CGA level for gait and transfers, the patient may not have been suitable for home discharge depending on the level of supportive care available at home. It also appears that the discharge paperwork has listed home with family or caregiver versus board and care placement and home health as a discharge disposition plan.
Medical Necessity · 2023 · IMR MN23-40500

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: A patient has requested reimbursement for skilled nursing facility (SNF) level of care services.Admission to an SNF is appropriate for patients with conditions that require observation, evaluation of treatment plans, and updating of orders by a physician, as well as constantly available and daily skilled nursing services. Patients require daily skilled nursing services, including wound management, tracheostomy care, bowel and bladder training, tube feeding, and administration of intravenous (IV) medications or medications that cannot be self-administered safely. Services also include skilled nursing observation, such as regular monitoring of vital signs and skin in the setting of wounds, as well as intake and output. Patients typically benefit from daily skilled therapy services, including physical, occupational, and speech therapies.
Medical Necessity · 2025 · IMR MN25-44683
Nature of Statutory Criteria/Case Summary: The patient has requested reimbursement and prospective authorization and coverage for skilled nursing facility care. Admission to a skilled nursing facility is appropriate for patients with conditions that require observation, evaluation of treatment plans, and updating of orders by a physician, as well as constantly available skilled nursing services. Patients require skilled nursing services, including wound management, tracheostomy care, bowel and bladder training and tube feeding, and administration of intravenous (IV) medications or medications that cannot be self-administered safely. Patients also require skilled nursing observation, including regular monitoring of vital signs, skin in the setting of wounds, and intake and output.
Medical Necessity · 2023 · IMR MN23-39672

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Skilled Nursing Facility Carewhen you appeal: reviewers routinely find that denials like yours didn’t hold up.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Skilled Nursing Facility Care? 21.7% got it reversed.

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