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Skilled Nursing Facility denials: what the review data shows

Independent reviewers have decided 157 published cases where an insurer denied Skilled Nursing Facility — and they overturned the insurer 22.3% of the time. A denial for Skilled Nursing Facility is a starting position, not a final answer.

Published decisions
157
2001–2026
Overturned
22.3%
35 denials reversed

Conditions behind skilled nursing facility denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Stroke6
16.7%
Paraplegia4
25%
Traumatic Brain Injury3
66.7%
Ischemic Stroke3
0%
Typical time to a decision
5 days
Most land between 3 and 16 days
Handled as urgent
66.2%
Expedited when a delay would cause harm
Recent direction
Rising
15.6%20% overturned, last three years
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: The patient has requested reimbursement and prospective authorization and coverage for skilled nursing facility (SNF) services, including speech therapy, physical therapy, and occupational therapy. As noted in the medical literature, admission to SNF is appropriate for patients with conditions that require observation, evaluation of treatment plans, and updating of orders by a physician as well as constantly available skilled nursing services. Patients treated in a SNF require skilled nursing services including wound management, tracheostomy care, bowel and bladder training and tube feeding, and administration of intravenous (IV) medications or medications that cannot be self-administered safely.
Medical Necessity · 2023 · IMR MN23-40570
Nature of Statutory Criteria/Case Summary: The patient has requested reimbursement and prospective authorization and coverage for skilled nursing facility (SNF) services and/or acute rehabilitation facility services. Findings: The physician reviewer found that the documentation available for review, it is identified that the patient sustained an incomplete cervical spinal cord injury. Additionally, there is report of sensation and strength below the level of injury. The records suggest that the patient has not received bowel and bladder training, pressure relief training as evidenced by a stage 3 ulcer, training with activities of daily living, assistive device assessment and training, family training, or adequate rehabilitation with physical therapy and occupational therapy.
Medical Necessity · 2022 · IMR MN22-38375

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
The enrollee is requesting authorization and coverage, and reimbursement, for skilled nursing facility (SNF) services. The enrollee was admitted to a skilled nursing facility (SNF) for the treatment of severe left hip osteoarthritis status post left total hip arthroplasty. The records indicate the enrollee received skilled physical therapy (PT)/occupational therapy (OT) services to enhance functional mobility skills and activities of daily living (ADLs). The enrollee was able to ambulate 35 feet with one rest period using a front wheel walker and requiring minimal assistance. Her physical status was touch down weight bearing. As part of the discharge plan, durable medical equipment, including a walker and home care referral were prescribed. However, the enrollee did not feel safe for home discharge because she was walking on tippy toes only, and could not walk.
Medical Necessity · 2019 · IMR MN19-31775
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for skilled nursing facility services from 5/15/21 through 5/22/21.The patient has had recurrent strokes deemed to be cardioembolic in nature, in the setting of chronic atrial fibrillation with high CHADS-VASC score. Each stroke was treated within a short timeframe, with rapid to early restoration of arterial flow, minimizing the extent of damage to the neuronal reservoir, which is the primary determinant of outcomes following stroke according to Alawieh and colleagues. By 5/14/21, the patient had 5-/5 strength on the left side and some mild functional deficits that could be further addressed with rehabilitation in the community setting. Continued stay in a skilled nursing facility in case he had another stroke was not a medical necessity.
Medical Necessity · 2021 · IMR MN21-35641

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Skilled Nursing Facilitywhen you appeal: reviewers routinely find that denials like yours didn’t hold up.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Skilled Nursing Facility? 22.3% got it reversed.

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