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Positron Emission Tomography With Computed Tomography denials: what the review data shows

Independent reviewers have decided 25 published cases where an insurer denied Positron Emission Tomography With Computed Tomography — and they overturned the insurer 60% of the time. A denial for Positron Emission Tomography With Computed Tomography is a starting position, not a final answer.

Published decisions
25
2001–2026
Overturned
60%
15 denials reversed

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
19
57.9%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
6
66.7%
Typical time to a decision
8 days
Most land between 4 and 13 days
Handled as urgent
56%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for positron emission tomography (PET) scan with computerized tomography (CT) for attenuation. Findings: As noted by one study, membranous nephropathy is the most common cause of idiopathic nephrotic syndrome in adults. The authors commented further that, “NELL1-associated membranous nephropathy has a unique histopathology characterized by incomplete capillary loop staining, IgG1-predominance, and is more often associated with malignancy than other known types of membranous nephropathy.” Thus, the primary reason to evaluate patients with membranous nephropathy for malignancy is to avoid primary treatment that may worsen the patient’s prognosis.
Medical Necessity · 2022 · IMR MN22-38226
Nature of Statutory Criteria/Case Summary: A patient has requested authorization and coverage for positron emission tomography (PET) with concurrently acquired computed tomography (CT) for attenuation correction and anatomical localization imaging; skull base to mid-thigh. Although PET/CT is not considered part of the standard workup of sarcoidosis, there is increased evidence showing that it is a valuable tool in the diagnosis and management of sarcoidosis, as well as the detection of additional inflammatory processes. PET/CT is sensitive for the detection of inflammatory activity in any organ in the body and is especially useful in complex medical cases. PET/CT can detect the presence of reversible granuloma, treatment response, extent of disease, and organ involvement. Additionally, it can help determine the site of diagnostic biopsy.
Experimental/Investigational · 2024 · IMR EI24-40914

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for positron emission tomography (PET) with concurrently acquired computed tomography (CT) scan. The National Comprehensive Cancer Network (NCCN) has established criteria for the detection of pancreatic carcinoma. Per the NCCN guidelines, “PET/CT scan may be considered after formal pancreatic CT protocol in patients with high risk to detect extra-pancreatic metastases.” The NCCN specifically noted that “it is recognized that patients can demonstrate progressive disease clinically without objective radiologic evidence of disease progression.” In this patient’s case, she has not undergone evaluation with a dedicated three-phase pancreatic CT scan, which would be beneficial.
Experimental/Investigational · 2024 · IMR EI24-40695
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for positron emission tomography (PET) scan with computed tomography (CT), skull to thigh for evaluation of the enrollee, who has a history of fatigue, palpitations, chest pain, shortness of breath and intermittent pain in the right shin and upper thighs. Findings: The physician reviewer found that the submitted documentation fails to demonstrate the medical necessity for the requested services. In this patient’s case, the guidelines do not support the efficacy of the PET/CT. In recent years, PET/CT scanning has become increasingly common, primarily as a tool to evaluate the presence or extent of malignancy. There are non-oncologic indications, such as evaluating fevers of unknown origins and dementias, but these are far less common.
Medical Necessity · 2017 · IMR MN17-25987

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Positron Emission Tomography With Computed Tomographywhen you appeal: reviewers routinely find that denials like yours didn’t hold up.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Positron Emission Tomography With Computed Tomography? 60% got it reversed.

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