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Mohs Micrographic Surgery denials: what the review data shows

Independent reviewers have decided 12 published cases where an insurer denied Mohs Micrographic Surgery — and they overturned the insurer 50% of the time. A denial for Mohs Micrographic Surgery is a starting position, not a final answer.

Published decisions
12
2001–2026
Overturned
50%
6 denials reversed

Conditions behind mohs micrographic surgery denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Basal Cell Carcinoma6
50%
Typical time to a decision
7 days
Most land between 5 and 14 days
Handled as urgent
66.7%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for Mohs micrographic surgery (MMS). According to the guidelines for the care and management of primary cutaneous melanoma, surgical excision with appropriate margins is the recommended treatment for MIS. These guidelines recommend a surgical margin of 0.5 to 1 cm. Per the National Comprehensive Cancer Network (NCCN) guidelines, there is a lack of randomized trials to inform peripheral surgical margins or the depth of WLE for MIS. The NCCN guidelines provide that MMS can be considered for minimally invasive melanomas in anatomically constrained areas, such as the face. In this case, the patient has MIS located on the nose. The pathological features of the patient’s MIS are unusual.
Medical Necessity · 2023 · IMR MN23-40546
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for Mohs surgery for treatment of the enrollee who was diagnosed with a nodular basal cell carcinoma. Findings: The physician reviewer found that there is support in the medical literature for the requested procedure in this clinical setting. The patient requested Mohs surgery for the treatment of a basal cell carcinoma which is located on the left side of her nose. The guidelines indicate that Mohs surgery is recommended for treatment of basal cell carcinoma involving the head and neck, irrespective of the size of the lesion. The size of the biopsy specimen is not necessarily related to the size of the lesion. The pathology specimen was 2 mm (after shrinkage which occurs in the skin once removed from the body).
Medical Necessity · 2016 · IMR MN16-24104

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: A patient has requested authorization and coverage for Mohs surgery. Treatment of basal cell carcinomas should follow appropriate dermatology society guidelines for appropriateness of treatment as well as consider patient characteristics while maximizing efficacy and minimizing recurrence risk. This patient has a biopsy proven basal cell carcinoma of nodular subtype on her left upper arm, with biopsy size of 9 mm. The appropriateness of Mohs micrographic surgery is best detailed by the Appropriate Use Criteria (AUC) for Mohs micrographic surgery. By this criteria, a 9 mm primary non-recurrent superficial or nodular basal cell carcinoma on the arms (left area) in a healthy patient (not immunocompromised) would have an AUC score of 3, which would be an inappropriate indication for Mohs micrographic surgery.
Experimental/Investigational · 2024 · IMR EI24-40707
Nature of Statutory Criteria/Case Summary: The patient presented to her primary care provider. The records noted a growing skin lesion on the upper left back. This lesion had been present for approximately one year, has gradually increased in size, and has been bleeding intermittently. The provider noted that the patient is fair skinned with multiple freckles. There was no personal history of skin cancer noted. The records noted basal cell carcinoma. The treatment plan included the performance of Mohs micrographic surgery to the left scapular back. The patient has requested authorization and coverage for Mohs micrographic surgery. The Health Plan has denied this request and reported that the requested services are not medically necessary for the treatment of this patient. The submitted documentation fails to demonstrate the medical necessity of the requested services.
Medical Necessity · 2019 · IMR MN19-30275

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Mohs Micrographic Surgerywhen you appeal: reviewers routinely find that denials like yours didn’t hold up.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Mohs Micrographic Surgery? 50% got it reversed.

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