Insulin Pump denials in California external review

In the California DMHC record, independent physician reviewers decided 31 published external-review cases involving Insulin Pumpand overturned the plan’s denial in 54.8%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
31
2002–2023
Overturned
54.8%
17 denials reversed

By condition

Published outcomes when Insulin Pump was denied for these conditions.
ConditionDecisionsOverturned
Type 1 Diabetes14
71.4%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
23
47.8%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
8
75%
Typical time to a decision
21 days
Most land between 13 and 21 days
Handled as urgent
16.1%
Expedited when a delay would cause harm

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: The patient is diagnosed with type 1 diabetes, hyperlipidemia, hypoglycemia, and left non-proliferative retinopathy. On 8/23/18, the patient’s hemoglobin A1c level was 7.4. In a report dated 1/24/19, the patient reported hypoglycemic episodes. His home blood glucose logs show frequent hypoglycemic events. The patient had been treated with Lantus and Humalog. On 2/5/19, the patient’s hemoglobin A1c level was 7.1. The patient’s provider adjusted his insulin doses to avoid hypoglycemia. The patient requested coverage for an insulin pump and continuous glucose monitor. The Health Plan denied the request and reported the requested equipment was not medically necessary for the evaluation and treatment of this patient.
Medical Necessity · 2019 · IMR MN19-30683
Nature of Statutory Criteria/Case Summary: The parent of a minor enrollee has requested authorization and coverage for an insulin pump. The Health Plan has denied this request indicating that the requested device is not medically necessary for treatment of the enrollee’s type I diabetes. Findings: The physician reviewer found that there is support in the documentation as well as in the medical records for the requested device in this clinical setting. This patient has a history of widely fluctuating blood glucose levels before meals, despite multiple dose adjustments and frequent blood glucose monitoring while receiving a multiple dose insulin injection regimen, which they have implemented since their initial diagnosis more than six months ago.
Medical Necessity · 2018 · IMR MN18-27702

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Findings: The physician reviewer found that The patient has requested authorization and coverage for an insulin pump. Insulin pumps can be considered for the treatment of patients with type 2 diabetes who are on multiple daily insulin doses or have other types of diabetes resulting in insulin deficiency. Insulin pumps deliver rapid-acting insulin to patients throughout the day to help manage their blood glucose levels. Managing diabetes with an insulin pump may provide better glycemic and metabolic control to patients by reducing hemoglobin A1c, glycemic variation, and hypoglycemia. According to the American Diabetes Association (ADA), the use of an insulin pump requires a commitment by the patient to use the pump safely. The ADA asserts that an insulin pump does not eliminate the need to check blood glucose or provide insulin before meals.
Medical Necessity · 2023 · IMR MN23-40150
The patient is a 32-year-old female with diabetes. The record indicates that she injects Lantus and Novolog insulin four times a day. The dose of both types of insulin is not documented nor is there documentation of any oral medications used to control her diabetes. The patient appears not to have long-term complications or hypoglycemic unawareness. The blood sugar log kept by the patient from August 2005 through November 05 shows close to adequate control. There are two morning blood glucose levels of 60 and a few of over 200. In May 2005 her hemoglobin A1C was 7.1%. In September 2005 the patient had a blood glucose of 311 recorded by the lab and her hemoglobin A1C was 9.2%. There is no recent hemoglobin A1C recorded.
Medical Necessity · 2006 · IMR MN06-5124

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving Insulin Pump, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Insulin Pump? Use the California record to prepare.

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