Hospital Admission denials: what the review data shows
Independent reviewers have decided 12 published cases where an insurer denied Hospital Admission — and they overturned the insurer 50% of the time. A denial for Hospital Admission is a starting position, not a final answer.
Where the denial was overturned
Nature of Statutory Criteria/Case Summary: A patient has requested authorization and coverage for full hospital admission following laparoscopic splenectomy. Fluorodeoxyglucose (FDG)-avid lesions in a positron emission tomography (PET) scan are of the most concern for malignancy, and a splenectomy is indicated for tissue diagnosis. Biopsy of the splenic lesions is usually not recommended due to risk of uncontrolled bleeding and rupture of the spleen, which can be life threatening. Further, post-splenectomy patients have a uniquely severe risk of overwhelming post-splenectomy infection (OPSI), which can occur in the immediate post-operation period, as well as a risk of internal bleeding and thromboembolism.
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for hospitalization services.The submitted documentation supports that the services at issue were medically necessary. Atypical symptoms of ischemia can be the presenting signs of an acute coronary syndrome in women (Jones, E., et al.). Diabetes mellitus is a significant cause of death and disability worldwide and is a strong risk factor for acute coronary syndrome (ACS). The excess risk of ACS associated with diabetes is significantly higher in women than in men (Dong, X., et al.). In this case, the patient has a history of diabetes and presented with both typical and atypical symptoms of ischemia. The patient also had an abnormal electrocardiogram (EKG) and was appropriately admitted for a possible acute coronary syndrome.
Where the denial was upheld
A 27-year-old female enrollee requested a hospital stay for treatment of her pregnancy. Findings: The physician reviewer found that the patient presented to the labor and delivery department with an acute history of an abnormal NST. The NST is based on the premise that the heart rate of a fetus that is not acidotic or neurologically depressed will temporarily accelerate with fetal movement. Heart rate reactivity is considered a good indicator of normal fetal autonomic function. Loss of reactivity is most commonly associated with a fetal sleep cycle but may result from any cause of central nervous system depression, including fetal acidemia. The NST results are categorized as reactive or nonreactive.
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The patient has requested reimbursement for hospital admission. Current guidelines for the evaluation and diagnosis of chest pain indicate that “patients with acute chest pain and suspected acute coronary syndrome who have new ischemic changes on electrocardiogram (ECG), troponin-confirmed acute myocardial injury, new-onset [of] left ventricular systolic dysfunction, newly diagnosed moderate-severe ischemia on stress testing, hemodynamic instability, and/or a high clinical decision pathway risk score should be designated as high risk for short-term major adverse cardiovascular events.” In this case, the records submitted for review indicate that the patient had some coronary risk and presented with atypical chest pain.
Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.
These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Hospital Admissionwhen you appeal: reviewers routinely find that denials like yours didn’t hold up.
SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY