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Glucagon-Like Peptide-1 (GLP) denials: what the review data shows

Independent reviewers have decided 60 published cases where an insurer denied Glucagon-Like Peptide-1 (GLP) — and they overturned the insurer 75% of the time. A denial for Glucagon-Like Peptide-1 (GLP) is a starting position, not a final answer.

Published decisions
60
2001–2026
Overturned
75%
45 denials reversed

Conditions behind glucagon-like peptide-1 (glp) denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Apnea Sleep Apnea24
83.3%
Metabolic Disorders8
100%
Epilepsy Seizures Migraine SD3
66.7%
Coronary Artery Disease3
66.7%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
55
76.4%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
5
60%
Typical time to a decision
11 days
Most land between 5 and 20 days
Handled as urgent
25%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The patient’s parent has requested authorization and coverage for Wegovy. In this case, the patient presents with metabolic dysfunction-associated steatohepatitis (MASH), with stage 3 (advanced) fibrosis, and is at significant risk for progression to cirrhosis. The patient also has obesity with a body mass index (BMI) greater than the 95th percentile. The patient’s weight is noted to have stabilized, indicating that lifestyle modification alone has not achieved the weight reduction necessary to improve the liver disease. The American Association for the Study of Liver Diseases (AASLD) practice guidance indicates that candidates for Wegovy should have MASH with stage 2-3 fibrosis, which this patient meets with stage 3 fibrosis.
Experimental/Investigational · 2026 · IMR EI26-46836
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: A patient has requested reimbursement and prospective authorization and coverage for Zepbound. In November 2023, Zepbound received U.S. Food and Drug Administration (FDA) approval for chronic weight management in patients with a body mass index (BMI) of 27 kg/m2 or greater and weight-related medical conditions. In December 2024, Zepbound received FDA approval for the treatment of patients with obstructive sleep apnea (OSA). Zepbound is the first and only FDA-approved medication for moderate-to-severe OSA. Zepbound’s primary benefit for sleep apnea is through weight loss, which can improve airway function. Clinical studies have shown that Zepbound provides up to 22.5% reduction in baseline weight.
Medical Necessity · 2025 · IMR MN25-44862

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Findings: The physician reviewer found that a patient has requested authorization and coverage for Wegovy.The records document that this patient presents with a history of metabolic dysfunction-associated steatohepatitis (MASH). Evaluation with a liver biopsy revealed a mild level of fibrosis, and a FibroScan demonstrated no measurable fibrosis, indicating a lack of fibrosis. The patient’s provider has recommended treatment with semaglutide (Wegovy). Currently, the updated guidelines from the American Association for the Study of Liver Diseases (AASLD) recommend the use of Wegovy for the treatment of MASH for patients moderate or advanced fibrosis. Medical literature generally supports semaglutide for individuals with MASH who have moderate to advanced fibrosis. This patient does not meet this requirement, given the documented F1 fibrosis on liver biopsy and F0 fibrosis on FibroScan.
Experimental/Investigational · 2025 · IMR EI25-46356
Nature of Statutory Criteria/Case Summary: A patient has requested authorization and coverage for Zepbound. The U.S. Food and Drug Administration (FDA) has approved Zepbound for the treatment of moderate to severe obstructive sleep apnea (OSA) in patients with a body mass index (BMI) greater than 30 kg/m2. Moderate to severe OSA is defined as having an apnea-hypopnea index (AHI) greater than 15. The FDA’s approval was based on a randomized controlled trial demonstrating an improvement in AHI to less than 15 in patients with moderate to severe OSA and obesity. The authors also noted that patients experienced improvement in hypoxic burden, blood pressure, inflammation, and Epworth Sleepiness Scale. Additional studies have reported on the effects of Zepbound on other obesity-related complications, including heart failure with preserved ejection fraction and diabetes prevention.
Medical Necessity · 2025 · IMR MN25-44525

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Glucagon-Like Peptide-1 (GLP)when you appeal: reviewers routinely find that denials like yours didn’t hold up.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Glucagon-Like Peptide-1 (GLP)? 75% got it reversed.

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