Glucagon-Like Peptide-1 (GLP) denials: what the review data shows
Independent reviewers have decided 60 published cases where an insurer denied Glucagon-Like Peptide-1 (GLP) — and they overturned the insurer 75% of the time. A denial for Glucagon-Like Peptide-1 (GLP) is a starting position, not a final answer.
Conditions behind glucagon-like peptide-1 (glp) denials
| Category | Decisions | Overturned |
|---|---|---|
| Apnea Sleep Apnea | 24 | 83.3% |
| Metabolic Disorders | 8 | 100% |
| Epilepsy Seizures Migraine SD | 3 | 66.7% |
| Coronary Artery Disease | 3 | 66.7% |
What the insurer actually argued
| Reason given | Decisions | Overturned |
|---|---|---|
Medical Necessity The plan said the care wasn’t medically necessary. The most common fight, and the most winnable. | 55 | 76.4% |
Experimental/Investigational The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument. | 5 | 60% |
Where the denial was overturned
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The patient’s parent has requested authorization and coverage for Wegovy. In this case, the patient presents with metabolic dysfunction-associated steatohepatitis (MASH), with stage 3 (advanced) fibrosis, and is at significant risk for progression to cirrhosis. The patient also has obesity with a body mass index (BMI) greater than the 95th percentile. The patient’s weight is noted to have stabilized, indicating that lifestyle modification alone has not achieved the weight reduction necessary to improve the liver disease. The American Association for the Study of Liver Diseases (AASLD) practice guidance indicates that candidates for Wegovy should have MASH with stage 2-3 fibrosis, which this patient meets with stage 3 fibrosis.
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: A patient has requested reimbursement and prospective authorization and coverage for Zepbound. In November 2023, Zepbound received U.S. Food and Drug Administration (FDA) approval for chronic weight management in patients with a body mass index (BMI) of 27 kg/m2 or greater and weight-related medical conditions. In December 2024, Zepbound received FDA approval for the treatment of patients with obstructive sleep apnea (OSA). Zepbound is the first and only FDA-approved medication for moderate-to-severe OSA. Zepbound’s primary benefit for sleep apnea is through weight loss, which can improve airway function. Clinical studies have shown that Zepbound provides up to 22.5% reduction in baseline weight.
Where the denial was upheld
Findings: The physician reviewer found that a patient has requested authorization and coverage for Wegovy.The records document that this patient presents with a history of metabolic dysfunction-associated steatohepatitis (MASH). Evaluation with a liver biopsy revealed a mild level of fibrosis, and a FibroScan demonstrated no measurable fibrosis, indicating a lack of fibrosis. The patient’s provider has recommended treatment with semaglutide (Wegovy). Currently, the updated guidelines from the American Association for the Study of Liver Diseases (AASLD) recommend the use of Wegovy for the treatment of MASH for patients moderate or advanced fibrosis. Medical literature generally supports semaglutide for individuals with MASH who have moderate to advanced fibrosis. This patient does not meet this requirement, given the documented F1 fibrosis on liver biopsy and F0 fibrosis on FibroScan.
Nature of Statutory Criteria/Case Summary: A patient has requested authorization and coverage for Zepbound. The U.S. Food and Drug Administration (FDA) has approved Zepbound for the treatment of moderate to severe obstructive sleep apnea (OSA) in patients with a body mass index (BMI) greater than 30 kg/m2. Moderate to severe OSA is defined as having an apnea-hypopnea index (AHI) greater than 15. The FDA’s approval was based on a randomized controlled trial demonstrating an improvement in AHI to less than 15 in patients with moderate to severe OSA and obesity. The authors also noted that patients experienced improvement in hypoxic burden, blood pressure, inflammation, and Epworth Sleepiness Scale. Additional studies have reported on the effects of Zepbound on other obesity-related complications, including heart failure with preserved ejection fraction and diabetes prevention.
Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.
These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Glucagon-Like Peptide-1 (GLP)when you appeal: reviewers routinely find that denials like yours didn’t hold up.
SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY