Genetic Testing denials in California external review

In the California DMHC record, independent physician reviewers decided 45 published external-review cases involving Genetic Testingand overturned the plan’s denial in 40%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
45
2002–2020
Overturned
40%
18 denials reversed

Conditions behind Genetic Testing denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Breast Cancer3
66.7%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
35
42.9%
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
10
30%
Typical time to a decision
21 days
Most land between 20 and 21 days
Recent direction
Falling
52.6%23.5% overturned, last three years

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for gene testing for evaluation of the enrollee’s eye cancer. Findings: Two physician reviewers found that the patient was diagnosed as having choroidal melanoma based on a fine needle aspirate. The specimen was submitted to pathology and for genetic testing to determine the risk of metastasis. The patient requested reimbursement for gene testing but the Health Plan has denied the patient’s request for reimbursement. Per the Health Plan, the services at issue were investigational for the evaluation of this of this patient. There is sufficient scientific evidence that genetic testing of the uveal melanoma tumor can stratify the tumors into high and low risk for systemic metastasis. Gene tests provide reliable information for providers as they determine a treatment course for their patients.
Experimental/Investigational · 2016 · IMR EI16-23608
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for genetic testing (CPT 81450). Findings: Two of the three physician reviewers found that chronic lymphocytic leukemia is characterized as an indolent leukemia, but a patient’s individual clinical course is not predictable. It is impacted by stage at presentation and certain biomarkers. Among these, mutations in TP53, NOTCH1, BIRC3, and SF3B1 have been shown to be helpful to categorize patients into prognostic groups. Thus, mutational analysis has been adopted by many oncologists at the time of chronic lymphocytic leukemia diagnosis. In addition to this indication, mutational analysis may also be needed in the case of treatment resistance.
Experimental/Investigational · 2018 · IMR EI18-29522

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for genetic testing for evaluation the enrollee’s major depressive disorder and post-traumatic stress disorder (PTSD). Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The medical literature lacks well-designed and adequately powered studies illustrating consistent and reproducible results that provide clinically useful information pertaining to genomic testing and its relationship to specific pharmacologic interventions. In this case, the patient tried many medications and had frequent medicine changes. However, there is a lack of documentation demonstrating the specific type and duration of psychotherapies provided, which are standard therapies that often outperform psychotropic medication.
Experimental/Investigational · 2018 · IMR EI18-27545
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for genetic testing for evaluation of the enrollee’s melanoma. Findings: The 3 physician reviewers found that the physician reviewer found there is a lack of support for the services at issue in this patient’s case. In this clinical setting, the standard of care is wide excision to obtain clear tumor margins. Long-term follow-up would include annual skin examinations, history and physical examination every six to twelve months for five years, then annually as clinically indicated, as well as imaging as indicated to investigate specific signs or symptoms. The National Comprehensive Cancer Network guidelines state that routine/baseline testing of primary melanomas is not recommended before or after sentinel node biopsy outside of a clinical study.
Experimental/Investigational · 2018 · IMR EI18-27375

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving Genetic Testing, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Genetic Testing? Use the California record to prepare.

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