Emergency denials in California external review

In the California DMHC record, independent physician reviewers decided 32 published external-review cases involving Emergencyand overturned the plan’s denial in 65.6%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
32
2017–2025
Overturned
65.6%
21 denials reversed

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
23
65.2%
Urgent Care
Expedited reviews, decided in days rather than weeks.
9
66.7%
Typical time to a decision
21 days
Most land between 19 and 22 days

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for air ambulance services. The patient was involved in a bicycle accident on the date of service. He was reported to be riding unhelmeted when his front tire blew out and he was thrown from his bicycle. There was reportedly a witnessed loss of consciousness. Medics on the scene noted concern for a “soft spot” on the patient’s occipital region. There was a 3-inch laceration noted to the left parietal scalp and multiple abrasions including left hip, knee, elbow and arm. The patient was initially attended to by a ground ambulance crew, however air ambulance services were requested to transport the patient to the hospital. The patient’s vital signs in the field were stable and the patient had a Glasgow Coma Scale (GCS) score of 15 at the time of transport.
Urgent Care · 2018 · IMR UR18-29656
Nature of Statutory Criteria/Case Summary: The patient’s parent has requested reimbursement for air ambulance transportation. Air ambulance transport involves the use of fixed-wing or rotary-wing aircraft to transfer a patient from one location to another. Generally accepted indications for air ambulance transport may be divided into medical and trauma categories. Medical indications include acute cardiac emergencies, acute surgical emergencies, acute neurological emergencies that require intervention, acute vascular emergencies, conditions that require hyperbaric oxygen, and critically ill patients requiring intensive care during transport. The list of trauma indications is rather long, but includes serious burns, hemodynamic instability, spinal cord injuries, multisystem injuries, penetrating trauma, limb-threatening injuries, near-drowning, and major pelvic fracture.
Medical Necessity · 2024 · IMR MN24-41609

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for air ambulance service provided on 12/27/17. The Health Plan has denied this request indicating that the requested service was not medically necessary for treatment of the enrollees epilepsy.At issue in this case is whether the requested air ambulance service was medically necessary for treatment of the enrollees medical condition.In most cases, air ambulance transport is reserved for use in emergent situations in which ground transport is not feasible or readily available. Such situations from the neurology perspective include (but are not limited to), intracranial hemorrhages, strokes requiring endovascular therapy or other conditions requiring acute surgical intervention.
Medical Necessity · 2018 · IMR MN18-29633
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for air ambulance services. The Health Plan has denied this request indicating that the services at issue were not medically necessary for transporting the enrollee back to the United States.Findings: Air ambulance is considered medically necessary under certain circumstances. These circumstances can include when the point of pickup is inaccessible by land or there is a great distance or obstacle involved in land transport. Another circumstance would be when the time needed to transport the patient by land poses a threat to a patient’s survival or the proper equipment needed for the patient is not available on a land ambulance.
Medical Necessity · 2018 · IMR MN18-28071

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving Emergency, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Emergency? Use the California record to prepare.

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