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Electric Scooter denials: what the review data shows

Independent reviewers have decided 20 published cases where an insurer denied Electric Scooter — and they overturned the insurer 10% of the time. A denial for Electric Scooter is a starting position, not a final answer.

Published decisions
20
2001–2026
Overturned
10%
2 denials reversed

Conditions behind electric scooter denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Osteoarthritis3
33.3%
Typical time to a decision
21 days
Most land between 14 and 22 days
Handled as urgent
5%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

A 57-year-old male enrollee has requested a mobility scooter for treatment of his degenerative joint disease and osteoarthritis. Findings: The physician reviewer found that this patient has significant mobility impairments that cannot be successfully resolved by crutches, walker, or a manual wheelchair. He is unable to use these devices on a consistent basis due to inflammatory changes in his hands due to rheumatoid arthritis, confirmed on physical examination and x-rays. Notably, he also has ulnar deviations and has been started on Plaquenil, a disease modifying agent, to mitigate development of joint deformities. Relative avoidance of activities that would continue to inflame the involved joints would be appropriate. Overall, the patient is unable to successfully resolve his mobility impairments through self-powered means such as crutches, a walker or a manual wheelchair.
Medical Necessity · 2011 · IMR MN11-11971
The patient is a 57-year-old male with an acoustic neuroma, apparently post-neurosurgery, with significant residual neurological deficits. The patient requires mechanical devices in order to function. The patient experiences frequent falls. He was seen and treated by a neuro-otologist in 2003 and 2004. In addition, it appears the patient has left-sided deafness, impaired vision, and substantial loss of coordination. He has obtained a POV and lift and has requested reimbursement for the equipment at issue. In many cases patients with an acoustic neuroma experience severe neurological deficits and require major rehabilitation and mechanical aides. Based upon the records provided, the patient is severely handicapped and cannot functionally ambulate or safely and effectively operate a manual wheelchair. He requires mechanical aides that are necessary for his ability to function.
Medical Necessity · 2004 · IMR MN04-4066

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/ Case Summary: The enrollee is requesting authorization and coverage for an electric scooter. The enrollee has worsening pain in both feet. A progress note includes diagnoses of corns and callouses, and pain to bilateral feet and ankles. The patient was evaluated by her treating physician. Medical records show the patient had bilateral bunions, with thick tender callusing of both feet. However, there were no focal deficits. The upper and lower extremity motor and sensory examinations were described as normal and intact; respectively. The patient was assessed for an electric scooter by a physical therapist. The therapist reported the patient is fully ambulatory, without the use of a device, such as a cane, and was not restricted from driving a motor vehicle.
Medical Necessity · 2020 · IMR MN20-33279
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for the electric scooter. The Health Plan has denied this request indicating that the requested equipment is not medically necessary for treatment of the enrollee’s chronic low back pain. Findings: The documentation provided does not support the medical necessity for the requested equipment in this clinical setting. The records indicated a musculoskeletal examination that was within normal limits. The patient’s COPD is managed with bronchodilators, steroids and supplemental oxygen as needed. However, the records do not indicate that the patient has neurological, musculoskeletal, cardiopulmonary or other organ system impairments that would preclude her from using assistive devices or an optimally configured manual wheelchair to accomplish her mobility related activities of daily living.
Medical Necessity · 2018 · IMR MN18-28620

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Electric Scooterwhen you appeal: reviewers routinely find that denials like yours didn’t hold up.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Electric Scooter? 10% got it reversed.

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