Cognitive Behavioral Therapy denials in California external review

In the California DMHC record, independent physician reviewers decided 23 published external-review cases involving Cognitive Behavioral Therapyand overturned the plan’s denial in 78.3%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
23
2008–2024
Overturned
78.3%
18 denials reversed

Conditions behind Cognitive Behavioral Therapy denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Anxiety7
71.4%
Panic Disorder3
100%
Anxiety Disorder3
100%
Autism Spectrum Disorder3
100%
Obsessive-compulsive Disorder3
100%
Typical time to a decision
17 days
Most land between 6 and 21 days
Handled as urgent
26.1%
Expedited when a delay would cause harm

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for weekly therapy that includes eye movement desensitization and reprocessing (EMDR), dialectical behavior therapy (DBT), and cognitive behavioral therapy (CBT). The American Academy of Child and Adolescent Psychiatry (AACAP) and American Association of Community Psychiatrists (AACP) have unified the Child and Adolescent Level of Care Utilization System (CALOCUS) and the Child and Adolescent Service Intensity Instrument (CASII) into a single instrument, the Child and Adolescent Level of Care/Service Intensity Utilization System (CALOCUS-CASII). This instrument provides a reliable framework for determining the appropriate level of care for adolescents needing mental health treatment. Using CALOCUS-CASII, providers score patients on a scale of 1-5 using a six-pronged Dimensional Rating System.
Medical Necessity · 2022 · IMR MN22-37109
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for weekly psychotherapy including cognitive behavioral therapy (CBT), or in the alternative, psychotherapy including CBT every two weeks. Research provides a reliable framework for determining the appropriate level of care for adults needing mental health treatment. Using this, providers score patients on a scale of 1-5 using a six-pronged Dimensional Rating System. The six dimensions include (1) risk of harm; (2) functional status; (3) medical, addictive, and psychiatric comorbidity; (4) recovery environment (a. stressors and b. supports); (5) treatment and recovery history; and (6) engagement. The composite score is then used to determine the level of care needed.
Medical Necessity · 2023 · IMR MN23-39924

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
A female enrollee has requested authorization and coverage for eye movement desensitization and reprocessing (EMDR) for two hours per day for 90 days, or at any frequency or duration, cognitive behavioral therapy (CBT) twice per week, or at any frequency and duration, and residential treatment center (RTC) level of care with dual diagnosis. In review and consideration of additional documentation provided, the requested services including EMDR for two hours per day for 90 days, or at any frequency or duration, CBT twice per week, or at any frequency and duration, and RTC level of care with dual diagnosis are not medically necessary for treatment of this patient’s behavioral health issues. There is no new information to show that the patient’s condition warrants these treatment interventions.
Medical Necessity · 2018 · IMR MN18-29404
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for mental health services, more frequently (weekly or bi-weekly) for treatment of the enrollee’s behavioral health condition. Findings: The physician reviewer found that the submitted documentation fails to demonstrate the medical necessity of the requested services in this patient’s cases. In a letter from a treating provider, the notation indicates that the patient is receiving and utilizing CBT and supportive therapy while continuing to assess the patient’s need for increased sessions. The provider noted that this current plan was discussed with the patient’s parent. The medical necessity of increasing the sessions to weekly or bi-weekly is not demonstrated by the submitted records. Instead, the treating provider is suggesting less intervention for treatment of this patient.
Medical Necessity · 2016 · IMR MN16-23783

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving Cognitive Behavioral Therapy, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Cognitive Behavioral Therapy? Use the California record to prepare.

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