Home / Treatments / Clin Trial (I)

Clin Trial (I) denials: what the review data shows

Independent reviewers have decided 19 published cases where an insurer denied Clin Trial (I) — and they overturned the insurer 26.3% of the time. A denial for Clin Trial (I) is a starting position, not a final answer.

Published decisions
19
2001–2026
Overturned
26.3%
5 denials reversed

Conditions behind clin trial (i) denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Skin3
66.7%
Colon3
0%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
16
31.2%
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
3
0%
Typical time to a decision
7 days
Most land between 7 and 10 days
Handled as urgent
94.7%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

SummaryThe patient is a 51 year old woman with advanced pancreatic cancer and has received multiple courses of chemotherapy without benefit. She is asking for authorization to participate in a multi-modality Phase I clinical trial. The Health Plan denied authorization on the basis that it is experimental and therefore, not a covered benefit. Two of the three physician reviewers concluded that the proposed trial is clinically appropriate and that the Health Plan denial should be overturned. The third reviewer determined that the denial should be upheld.Analysis and FindingsClinical Facts: The patient has metastic pancreatic cancer and received multiple courses of chemotherapy. A CT scan performed in April 2006 showed metastasis to the liver. The patient’s CA 19-9 was 12,000. She is status post gemcitabine and Cisplatin, and then gemcitabine, Xeloda and Avastin treatments.
Experimental/Investigational · 2006 · IMR EI06-6063
Nature of Statutory Criteria/Case Summary: An enrollee has requested the medication combination Yervoy (ipilimumab) 300 mg and Opdivo (nivolumab) 92 mg, for three weeks, refills for one year, nine cycles for treatment of the enrollee’s medical condition. Findings: Two physician reviewers found that Opdivo, Yervoy, and Keytruda are new monoclonal antibodies that bind with tumor antigens responsible for blocking immune attack from circulating lymphocytes. The current U.S. Food and drug Administration (FDA) label for Opdivo does not state that prior treatment with Keytruda is a contraindication. Progressive disease on Keytruda can be treated with Yervoy and Opdivo combination therapy if it has not been used before. The combination therapy is supported by the medical literature where certain patients were treated with the combination after monotherapy.
Experimental/Investigational · 2016 · IMR EI16-21955

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Physician 1: This patient is a 51-year-old male diagnosed with malignant melanoma of the scalp in June 2002, treated surgically. In July 2003 he was found to have involvement of the lymph nodes in his neck, which were resected. This was followed by one year of interferon therapy. In May 2005 the patient was found to have involvement of his spleen and left hilar area; he was treated with biochemotherapy, including Temodar, platinol vinblastine, interleukin-2 (IL-2), and interferon. There was no response. He was then treated with an experimental agent, MDX-010, with again, no response. He next was treated with chemotherapy including carboplatinum, Taxol, and sorafenib, again with progression of disease.It is now proposed that the patient be treated with high dose IL-2 along with taurolidine. This treatment is the subject of a clinical trial in Dublin, Ireland.
Experimental/Investigational · 2006 · IMR EI06-5600
This patient a 60-year-old woman with a history of nasopharyngeal carcinoma first diagnosed when she was 15 years of age. She was treated with external beam radiotherapy. The patient had a remission of her cancer. She developed cervical schwannoma and sarcoma of the scalp in 1995, which was probably radiation induced. The patient presented with worsening difficulty with swallowing. An MRI of the brain was ordered in early 2002 and she was first diagnosed with advanced meningioma of foramen magnum in late 2002. A repeat MRI in May 2003 showed some progression. Another MRI performed in January 2004 showed the growth had increased by 33%. The patient was referred to a provider who recommended the patient participate in a clinical trial involving Avastin.
Experimental/Investigational · 2004 · IMR EI04-3785

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Clin Trial (I)when you appeal: reviewers routinely find that denials like yours didn’t hold up.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Clin Trial (I)? 26.3% got it reversed.

Explain my denial — freeStart my appeal · $39