Chiropractic denials in California external review

In the California DMHC record, independent physician reviewers decided 17 published external-review cases involving Chiropracticand overturned the plan’s denial in 23.5%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
17
2008–2025
Overturned
23.5%
4 denials reversed

Conditions behind Chiropractic denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Back Pain6
0%
Neck Pain5
40%
Typical time to a decision
16 days
Most land between 10 and 21 days
Handled as urgent
23.5%
Expedited when a delay would cause harm

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for four chiropractic services a month. In a systematic review and meta-analysis of 47 randomized controlled trials on the benefits and harms of spinal manipulative therapy (SMT) for the treatment of chronic low back pain, Rubinstein and colleagues reported that SMT produced similar effects to recommended therapies for chronic low back pain, and appeared better than non-recommended interventions for the improvement in function in the short term. Coulter and colleagues concluded that there is moderate quality evidence that both manipulation and mobilization appeared safe and were likely to reduce pain and improve function for patients with chronic low back pain, with manipulation appearing to produce a larger effect than mobilization. In this case, the patient has chronic low back pain.
Medical Necessity · 2020 · IMR MN20-34322
A 25-year-old female has requested chiropractic services for treatment of her neck pain. Findings: The physician reviewer found that based upon the medical records provided, the requested chiropractic care is medically necessary for treatment of the patient’s neck pain. The patient’s symptoms, clinical exam findings and physical therapy notes demonstrate that she meets the criteria for chiropractic treatment, in accordance with the Cochrane Library and Mercy Guidelines for chiropractic treatment. The submitted records from the patient’s providers, document the following: muscle imbalance of the cervical spine and shoulder girdle, decreased functional mobility, and an altered physiological function of the spine. Chiropractors are neuromuscular specialists and have particular expertise in managing these issues.
Medical Necessity · 2012 · IMR MN12-14189

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for chiropractic services. Researchers report, “Physical examination findings indicating hip dysfunction are common in patients presenting with lower back pain.” In a randomized controlled trial, researchers concluded, “Spinal manipulation improves the results of physiotherapy over a period of three months for patients with subacute or chronic lumbar radiculopathy.” In this case, the patient reports a dull tightness of the left hip that is not described as painful. The records do not document pain in the lower back.
Medical Necessity · 2024 · IMR MN24-41825
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for acupuncture services (twice a week for 5 months and once a week thereafter) and chiropractic services (twice a week for 5 months and once a week thereafter).According to medical literature, a full course of acupuncture is considered six treatments. Additionally, a study by researchers found that a positive, clinically significant number of chiropractic visits is nine to twelve visits. In this case, the patient has had both acupuncture and chiropractic sessions approved (at least 12 sessions of each type). The submitted documentation shows that the patient has had prior chiropractic treatment, with no change in symptoms. Additionally, there were no quantifiable improvements noted after past acupuncture treatments.
Medical Necessity · 2021 · IMR MN21-35464

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving Chiropractic, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Chiropractic? Use the California record to prepare.

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