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Brca 1 And Brca 2 Genetic Testing denials: what the review data shows

Independent reviewers have decided 24 published cases where an insurer denied Brca 1 And Brca 2 Genetic Testing — and they overturned the insurer 45.8% of the time. A denial for Brca 1 And Brca 2 Genetic Testing is a starting position, not a final answer.

Published decisions
24
2001–2026
Overturned
45.8%
11 denials reversed

Conditions behind brca 1 and brca 2 genetic testing denials

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Breast Cancer4
50%
Breast Cancer Risk3
66.7%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
14
42.9%
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
10
50%
Typical time to a decision
21 days
Most land between 18 and 22 days
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for the genetic testing for cancer susceptibility. Findings: The physician reviewers found that according to the National Comprehensive Cancer Network (NCCN) guidelines, patients who are “meeting one or more of these criteria warrants further personalized risk assessment, genetic counseling, and often genetic testing and management.” In this case, the patient has a maternal grandmother who is a third degree relative diagnosed with breast cancer at age 72. This patient has two daughters who are second degree relatives, one of whom was diagnosed with breast cancer at age 47, the other diagnosed with ovarian cancer at age 26. Thus, the NCCN criteria are met in the patient’s maternal grandmother and the patient meets criteria for BRCA1 and BRCA2 testing based on NCCN guidelines that pertain to family history.
Experimental/Investigational · 2017 · IMR EI17-25074
A 45-year-old female has requested genetic testing for breast cancer gene for evaluation of her risk for developing breast cancer. Findings: Two physician reviewers found that the patient is a 45-year-old female with a significant family history of breast cancer. Her mother had breast cancer at 80, as did her maternal grandmother at 60 years of age, and her maternal aunt at 65. The patient does not have a diagnosis of breast cancer. BRCA testing is important in clinical oncology because bilateral mastectomy would eliminate a patient’s chance of developing breast cancer. Likewise, closer surveillance for ovarian cancer can be enacted, or the patient may choose salpingo-oophorectomy, which would reduce the probability of developing this cancer. The U.S.
Experimental/Investigational · 2012 · IMR EI12-14346

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for genetic testing (CPT 81162 and 81307). Findings: The physician reviewer found that patients with BRCA1 mutations can be at increased risk for breast, ovarian, cervical, uterine, pancreatic, gastric, and prostate cancers. In addition, BRCA2 mutations can increase a patient’s risk for breast, ovarian, gall bladder, bile duct, prostate, pancreatic, and gastric cancers. In the event the BRCA tests are negative, there is still a possibility of hereditary predisposition from another gene defect. This patient has a history of one a maternal grandmother with breast cancer, but there is no other history that indicates the presence of a cancer syndrome. In this clinical setting, the recommended course of action includes genetic counseling followed by ordering the appropriate testing.
Experimental/Investigational · 2021 · IMR EI21-36266
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for BRCA1 and BRCA2 genetic tests (CPT codes: 81408, 81479, 96040, 81162, 81211, and 81213). While there is benefit in BRCA2 testing in males at risk for cancer, a full genetic work-up is not consistent with the current recommendations. This patient has no known personal risk of cancer. His mother has a history of cancer with a BRCA2 mutation. Given the presence of a specific genetic mutation in his family, testing of the specific mutation identified in his mother is appropriate. Males with BRCA2 mutations are known to have increased risk of breast cancer and prostate cancer. Identification of a BRCA2 mutation in this patient would lead to increased screening or higher index of suspicion should symptoms develop. The records do not support full panel genetic testing as requested.
Experimental/Investigational · 2019 · IMR EI19-31973

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this treatment generally, not any individual case.

How to use this in your appeal

These are outcomes from California’s external review program — an independent physician panel that binds the insurer. Every state has an equivalent process, and internal appeals succeed even more often. Cite the outcome record for Brca 1 And Brca 2 Genetic Testingwhen you appeal: reviewers routinely find that denials like yours didn’t hold up.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Denied Brca 1 And Brca 2 Genetic Testing? 45.8% got it reversed.

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