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Venous Insufficiency: when insurers say no, reviewers often say yes

In 16 published external-review decisions involving venous insufficiency, independent physician reviewers overturned the insurer’s denial 50% of the time.

Published decisions
16
2001–2026
Overturned
50%
8 denials reversed

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
9
55.6%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
6
33.3%
Typical time to a decision
20 days
Most land between 10 and 21 days
Handled as urgent
18.8%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Physician 1: This case involves a 29-year-old woman with a history and venous duplex consistent with venous insufficiency. The patient has requested authorization for endovenous laser therapy. However, the Health Plan denied her request indicating that endovenous ablation, via either a laser or radio-frequency energy source, is investigational and not a covered benefit. At issue is whether endovenous laser therapy is likely to be more beneficial for treatment of the patient’s medical condition than any available standard therapy.Endovenous ablation is well studied and there are numerous publications including the recent article by Merchant et al. and a randomized, prospective trial conducted by Hinchliffe et al., which compared stripping to endovenous ablation for recurrent saphenous disease.
Experimental/Investigational · 2006 · IMR EI06-5618
A 56-year-old female has requested approval for past treatment of varicose veins provided on three dates at issue on an emergent basis. Findings: The physician reviewer found that this patient had a long-standing history of venous insufficiency, although she had not followed through on definitive treatment. She reports that she was traveling throughout Europe and South America during the dates at issue and felt that her legs acutely worsened. She became concerned and sought treatment. Her physician in Ecuador recommended and performed bilateral greater and lessor saphenous vein ablations as well as phlebectomies. The patient states that she is now cured and she is seeking approval for these procedures on the basis that she required immediate medical attention.
Urgent Care · 2013 · IMR UR13-14635

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Physician 1The patient is a 44-year-old male being evaluated for severe bilateral chronic venous insufficiency manifested by leg pain. The patient states that his activities of daily living are impacted. He complains of pain in both the thigh and calf areas. The patient has bilateral venous stasis leg ulcers with hemosiderin deposition of both medial ankles. He underwent left leg stripping and ligation of his greater saphenous vein (GSV) in 1994 with painful recurrence since 1997. He then underwent injection sclerotherapy and repeat local venous stripping. An ultrasound showed reflux on his right leg saphenofemoral junction and a large bulb of about 15.3mm. Left saphenofemoral junction also has large bilateral venous varicosities with reflux in the medial thighs and calves.
Experimental/Investigational · 2004 · IMR EI04-3850
The patient is a 55-year-old male who presented with severe bilateral leg edema, felt to be a combination of lymphedema and venous insufficiency. A venous duplex study showed no evidence of deep venous obstruction. The patient had not used conservative measures such as leg elevation, compression stockings, or exercise. These measures were prescribed, as well as a pneumatic compression device. The patient did not return to the provider to assess the results of the conservative therapies or the compression device. The patient has requested reimbursement for the cost of the pneumatic compression device. The Health Plan denied his request based on a determination that the device was not medically necessary for the treatment of his venous stasis and lymphedema.Pneumatic compression devices or lymphedema pumps, are considered to be the `last resort` for managing lymphedema.
Medical Necessity · 2006 · IMR MN06-5467

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for venous insufficiency was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for venous insufficiency? 50% won.

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