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Sensory Processing Disorder: when insurers say no, reviewers often say yes

In 18 published external-review decisions involving sensory processing disorder, independent physician reviewers overturned the insurer’s denial 72.2% of the time.

Published decisions
18
2001–2026
Overturned
72.2%
13 denials reversed

Most-fought treatments for sensory processing disorder

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Occupational Therapy10
80%
Sensory Integration Therapy4
100%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
13
69.2%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
5
80%
Typical time to a decision
21 days
Most land between 17 and 22 days
Handled as urgent
22.2%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The parent of a patient has requested authorization and coverage for sensory integrative techniques to enhance sensory processing and promote adaptive responses to environmental demands, direct (one on-one) patient contact. This young patient has multiple difficulties modulating sensory information and responding in an age-appropriate manner to his environment and the usual demands of childhood. Recent literature has added to the growing body of information about the use of sensory integration techniques with children that have difficulties processing sensory information. Most of the literature involves children on the autistic spectrum, making it somewhat difficult to apply to the more general population. However, these articles do provide guidance in the application of the therapy techniques.
Medical Necessity · 2024 · IMR MN24-42577
Nature of Statutory Criteria/Case Summary: The parent of an enrollee has requested sensory processing integration therapy for treatment of the enrollee’s autism and sensory processing disorder. Two physician reviewers found that the requested therapy is likely to be more beneficial for treatment of the patient’s medical condition than any available standard therapy. Sensory processing disorder is described as an “overload” of receiving sensory perceptions which in-turn leads to an “over-response” of behaviors. The present concept is that an autistic patient’s abnormal behaviors stem from an “over-response” to environmental stimuli and treatment of his sensory processing disorder can only be treated by highly qualified and a specifically trained occupational therapist. Sensory integration therapy has a robust medical literature as to its long-term value.
Experimental/Investigational · 2015 · IMR EI15-20895

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: The parent of an enrollee has requested authorization and coverage for the STAR program for treatment of the enrollee’s sensory processing disorder. Findings: Two physician reviewers found that the American Academy of Pediatrics (AAP) released a policy statement for sensory integration therapies for children with developmental and behavioral disorders. The AAP states that it is unclear whether children who present with sensory-based problems have an actual disorder of the sensory pathways or whether these deficits are associated with other developmental and behavioral disorders. The AAP notes that because there is no universally accepted framework for diagnosis, sensory processing disorder generally should not be diagnosed.
Experimental/Investigational · 2017 · IMR EI17-26985
Nature of Statutory Criteria/ Case Summary: The enrollee’s parent has requested authorization and coverage for occupational therapy using sensory integration therapy once a week and normal occupational therapy (OT) once per week. According to the enrollee’s medical record, this enrollee is diagnosed with Attention Deficit Hyperactivity Disorder (ADHD) and Sensory Processing Disorder. His parent reported that the enrollee was having behavioral issues at school such as over stimulation, mimicking other children and being troublesome and disruptive in class. Previously, he did fine in a smaller group of children and the issue had started when he was sent to a bigger group. He was fine when with his parents. The enrollee could not sit still in the classroom, but his father did not want to start him on medications.
Medical Necessity · 2019 · IMR MN19-30934

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for sensory processing disorder was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for sensory processing disorder? 72.2% won.

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