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Psoriasis Vulgaris: when insurers say no, reviewers often say yes

In 16 published external-review decisions involving psoriasis vulgaris, independent physician reviewers overturned the insurer’s denial 62.5% of the time.

Published decisions
16
2001–2026
Overturned
62.5%
10 denials reversed

Most-fought treatments for psoriasis vulgaris

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Otezla6
66.7%
Apremilast4
50%
Tremfya3
66.7%
Typical time to a decision
20 days
Most land between 14 and 21 days
Handled as urgent
6.2%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Findings: The physician reviewer found that: Nature of Statutory Criteria/Case Summary:The patient has requested authorization and coverage for Tremfya injection for the stated condition of psoriasis vulgaris. Current medical literature indicates that systemic treatment of psoriasis is indicated when, as in this case, topical treatments or do not achieve sufficient control of the disease. There are several FDA approved systemic options for moderate-severe psoriasis such as non-biologics including methotrexate, cyclosporine, acitretin, and apremilast (Otezla), and biologics including TNF-alpha inhibitors, IL-17 pathway inhibitors, IL-12/23 inhibitors (Stelara), and IL-23 inhibitors. A review of differing approaches indicate that non-biologics have a poorer efficacy than biologics in the treatment of psoriasis.
Medical Necessity · 2023 · IMR MN23-38773
The patient has been diagnosed with psoriasis vulgaris. In the Prescription Drug Prior Authorization or Step Therapy Exception Request Form, the provider noted clobetasol, lidex foam, and betamethasone had provided mild control of the patient’s psoriasis. The provider noted that the patient had a history of skin cancer and breast cancer. The provider noted biologic injectables would compromise the patient’s immune system. Per the records, the patient has been taking Otezla, with decreased flares. the records indicated that the patient had been treated with photodynamic therapy for her face. The patient has requested authorization and coverage for Otezla tablets. The Health Plan denied the request and reported the requested medication is not medically necessary for the treatment of this patient.
Medical Necessity · 2020 · IMR MN20-32676

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/ Case Summary: The enrollee is requesting authorization and coverage for the medication Otezla. The enrollee has psoriasis vulgaris. She has pink papules with collarette located on the scalp. She has used Clobetasol, 0.05% scalp solution, and Derma-Smoothe/FS Scalp oil, 0.01% but these treatments have failed. Psoriasis is affecting eight percent of her body surface area (BSA), including the scalp. The dermatologist is requesting authorization of Otezla. The dermatologist notes Otezla is Food and Drug Administration (FDA)-approved for the treatment of persons with moderate to severe plaque psoriasis who are candidates for phototherapy or systemic therapy. Additionally, the FDA does not require a trial of any specific medications prior to Otezla initiation.
Medical Necessity · 2019 · IMR MN19-31696
Nature of Statutory Criteria/Case Summary: The enrollee has requested authorization and coverage for Tremfya 100mg/ml injections. According to the medical record, the enrollee was initially seen by a dermatologist complaining of a rash on his body that was not responding to Benadryl or cortisone cream. He was diagnosed with psoriasis vulgaris with 50% of body surface area involvement including his arms, legs, feet, back, and buttocks. He was not a good candidate for Methotrexate or Soriatane due to their effects on the liver. In addition, the enrollee is unable to go to the office for ultraviolet therapy. A Quantiferon TB gold test was negative. He was given a sample injection of Tremfya with plans for his next injection in four weeks. He also used topical steroids. At follow-up, his psoriasis has improved to one percent body surface area involvement.
Medical Necessity · 2019 · IMR MN19-31045

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for psoriasis vulgaris was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for psoriasis vulgaris? 62.5% won.

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