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Pelvic Floor Dysfunction: when insurers say no, reviewers often say yes

In 15 published external-review decisions involving pelvic floor dysfunction, independent physician reviewers overturned the insurer’s denial 60% of the time.

Published decisions
15
2001–2026
Overturned
60%
9 denials reversed

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
10
60%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
5
60%
Typical time to a decision
20 days
Most land between 9 and 23 days
Handled as urgent
26.7%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: A patient requested authorization and coverage for biofeedback peri/uro/rectal (units: six). The Health Plan has denied this request indicating that the requested services are not medically necessary for treatment of the patient’s medical condition. The submitted documentation supports the medical necessity of the requested services. Medical research by Alame (cited above) and Thapar (also cited above) has showed that there are a number of causes for constipation related to obstructed defecation syndrome, (per the symptoms in this case), and pelvic floor dysfunction, (per the testing in this case), such as rectocele, rectal intussusception, paradoxical muscular contraction, descending perineum syndrome, sigmoidoceles, or enteroceles. Some of these potential causes are structural anatomical issues.
Medical Necessity · 2018 · IMR MN18-28985
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for biofeedback training, perineal muscle, anorectal or urethral sphincter for treatment of the enrollee’s pelvic floor dysfunction. Findings: The physician reviewer found that found there are a number of causes for obstructed defecation syndrome and pelvic floor dysfunction, including rectocele, rectal intussusception, paradoxical muscular contraction, descending perineum syndrome, sigmoidoceles, or enteroceles. Some of these are structural anatomical issues, but others are functional issues with normal anatomy. If functional abnormalities are present, lifestyle modification and biofeedback therapy can be effective.
Medical Necessity · 2017 · IMR MN17-27119

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Physician 1The patient is a 61-year-old woman with a history of a hysterectomy and anterior and posterior repair. Upon examination in November 2003 there was some cystocele and a comment that the pelvic musculature was not very strong. In January 2004, there was a notation that the patient had been experiencing protrusion of the sling muscle into the vagina. She began receiving pelvic floor therapy and electrical stimulation of pelvic floor. The patient’s provider indicated the patient did not have urinary incontinence. The patient has requested reimbursement for pelvic floor therapy and electrical stimulation of pelvic floor. The Health Plan has denied this request indicating that the therapy at issue is considered investigational for treatment of weak pelvic floor muscles.Review of the submitted records indicates there has been no medical diagnosis of the patient’s condition.
Experimental/Investigational · 2004 · IMR EI04-3478
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for physical therapy twice per week. Findings: The physician reviewer found that the request for authorization and coverage for physical therapy twice per week is not medically necessary for treatment of this patient’s symptoms. The documentation indicates that the patient has been evaluated by physical medicine and rehabilitation, pain management, and gynecology specialists. The impression is that the patient’s condition is low back/sacroiliac related. However, the records report that prior physical therapy has not led to functional improvement. The provider noted that the patient was also treated with prior therapy for pelvic floor dysfunction without improvement.
Medical Necessity · 2017 · IMR MN17-24805

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for pelvic floor dysfunction was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

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