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Menorrhagia: when insurers say no, reviewers often say yes

In 32 published external-review decisions involving menorrhagia, independent physician reviewers overturned the insurer’s denial 37.5% of the time.

Published decisions
32
2001–2026
Overturned
37.5%
12 denials reversed

Most-fought treatments for menorrhagia

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Hysterectomy5
80%
Total Abdominal Hysterectomy4
25%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
28
35.7%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
4
50%
Typical time to a decision
14 days
Most land between 4 and 21 days
Handled as urgent
37.5%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: An enrollee’s parent has requested reimbursement for blood coagulation factor five gene analysis. The records indicate that the patient’s provider recommended blood coagulation factor five gene analysis to assess whether the patient had a problem with abnormal clotting prior to the initiation of oral contraceptives to manage her menorrhagia. The provider noted that the patient’s mother has a history of Factor V Leiden mutation. All of the laboratory tests performed are instrumental in clotting and are considered within the standard of care for patients with potential clotting problems. As noted in the medical literature, the factor V Leiden mutation predisposes patients toward hypercoagulability. In this case, the patient has a first-degree relative, her mother, who has the factor V Leiden mutation.
Experimental/Investigational · 2024 · IMR EI24-42247
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for Lysteda. Findings: The physician reviewer found that there is support in the medical literature for the requested medication in this clinical setting. Lysteda is approved by the U.S. Food and Drug Administration (FDA) for the treatment of heavy menstrual bleeding. A review notes that, “Tranexamic acid represents an option for treatment of women with HMB (heavy menstrual bleeding) who do not desire or should not use hormonal treatment. Tranexamic acid is an antifibrinolytic agent that competitively blocks the conversion of plasminogen to plasmin, thereby reducing fibrinolysis.
Medical Necessity · 2017 · IMR MN17-24888

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: An enrollee has requested vaginal hysterectomy with McCall vault suspension for treatment of the enrollee’s pelvic pain and menorrhagia. Findings: The physician reviewer found that upon review of the clinical notes and peer-reviewed medical literature, the requested procedure is not medically indicated in this clinical setting. The patient presented with a variety of different medical issues and had several pathologic changes noted upon examination and cytology. However, none of these medical issues rise up to the level that demonstrates the medical necessity of a vaginal hysterectomy. The patient presented with menorrhagia, uterine prolapse, pelvic pain, and anemia. She also had an abnormal Papanicolaou (Pap) smear. The patient reported concerns with family history of female cancers.
Medical Necessity · 2016 · IMR MN16-23404
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for laparoscopic hysterectomy (vaginal, laparoscopically-assisted) for treatment of the enrollee, who has a history of excessive uterine bleeding and severe pelvic pain. Findings: The physician reviewer found that the patient has a history of pelvic pain, anemia and menorrhagia. Her evaluation for these complaints included a pelvic ultrasound significant for a fibroid uterus, and normal endometrial biopsy. Her gynecologist has recommended a laparoscopic hysterectomy (vaginal, laparoscopically-assisted). The patient has a significant history of abnormally heavy bleeding and pelvic pain.
Medical Necessity · 2016 · IMR MN16-24007

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for menorrhagia was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for menorrhagia? 37.5% won.

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