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Intracranial Hemorrhage: when insurers say no, reviewers often say yes

In 16 published external-review decisions involving intracranial hemorrhage, independent physician reviewers overturned the insurer’s denial 31.3% of the time.

Published decisions
16
2001–2026
Overturned
31.3%
5 denials reversed

Most-fought treatments for intracranial hemorrhage

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Acute Inpatient Rehabilitation3
33.3%
Typical time to a decision
16 days
Most land between 5 and 20 days
Handled as urgent
43.8%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: The patient requested authorization and coverage for a speech-generating device.Traumatic brain injuries (TBIs) are caused by an injury to the head and may cause temporary problems with normal brain function. Symptoms may be physical, such as headache and blurred vision, and cognitive in nature, such as change in consciousness, problems with memory, and/or issues with speech and sensation. Speech-generating devices have been increasingly used in patients with traumatic brain injury and resulting issues with communication. Speech rehabilitation is one of the most important rehabilitation targets after traumatic brain injury. A study revealed that speech-assistance devices allow severely impaired patients to communicate basic needs, improve their health and quality of life, and allow for better communication with their health providers.
Medical Necessity · 2024 · IMR MN24-40817
A 45-year-old male has requested acute rehabilitation care for treatment of his medical condition status post intracranial hemorrhage with right sided hemiparesis. Findings: The physician reviewer found that it is generally agreed that a patient meets guidelines for acute inpatient rehabilitation when the following conditions are met: 1) Requires close physician supervision in order to care for multiple complex medical conditions; 2) requires the coordinated care of skilled therapists from multiple disciplines; 3) has the ability to participate in an intensive rehabilitation program and progress toward defined goals at a predictable and reasonable rate; 4) requires inpatient care and 24-hour rehabilitation nursing care; 5) could not achieve similar functional recovery in a less intensive setting. In the case under review, the patient sustained a severe brain injury secondary to ICH.
Medical Necessity · 2013 · IMR MN13-14642

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: The patient has requested reimbursement for non-emergency air, and associated ground ambulance, transportation services. At issue is whether the non-emergency air, and associated ground ambulance, transportation services were medically necessary for the treatment of this patient.The records indicate that this patient was admitted to the hospital after presenting to the emergency department with intracranial hemorrhage and fractures to the right femur, first rib, T1 transverse, and clavicle due to a motor vehicle accident. The patient required placement of a ventriculostomy and then a left decompressive hemicraniectomy as well as intramedullary nail fixation of the right femur.
Medical Necessity · 2023 · IMR MN23-40254
Nature of Statutory Criteria/Case Summary: An enrollee has requested continued acute rehabilitation services for treatment of the enrollee’s intracranial hemorrhage (ICH) status post craniotomy. Findings: The physician reviewer found that the documentation does not support the requested continued acute rehabilitation services as medically necessary for treatment of this patient’s medical condition. The records do not indicate that the patient’s condition and functional status are such that the patient can reasonably be expected to make measurable improvement within a prescribed period of time as a result of the intensive rehabilitation therapy program, or that the services will be of practical value to improve the patient’s functional capacity or adaptation to impairments.
Medical Necessity · 2016 · IMR MN16-23939

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for intracranial hemorrhage was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for intracranial hemorrhage? 31.3% won.

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