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Female Breast Dis Lump Cyst: when insurers say no, reviewers often say yes

In 75 published external-review decisions involving female breast dis lump cyst, independent physician reviewers overturned the insurer’s denial 52% of the time.

Published decisions
75
2001–2026
Overturned
52%
39 denials reversed

Most-fought treatments for female breast dis lump cyst

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
MRI23
39.1%
Breast Reduction15
80%
Implant Removal11
27.3%
Ultrasound9
88.9%
Breast Augmentation6
50%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
60
51.7%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
15
53.3%
Typical time to a decision
21 days
Most land between 9 and 24 days
Handled as urgent
32%
Expedited when a delay would cause harm
Recent direction
Falling
58.1%53.8% overturned, last three years
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for breast implant removal surgery (CPT 19371-RT, 19371-LT, 19328-RT, and 19328-LT) performed by Dr. Lisa Cassileth on 11/02/20.At issue is whether breast implant removal surgery (CPT 19371-RT, 19371-LT, 19328-RT, and 19328-LT) performed by Dr. Lisa Cassileth on 11/02/20 was medically necessary for treatment of the patient’s medical condition. Does the condition constitute an abnormal structure of the body? If so, is the abnormal structure of the body caused by any of the following: congenital effects, developmental abnormalities, trauma, infection, tumors, or disease? If so, is the requested surgery performed to do either of the following: improve function or create a normal appearance to the extent possible?
Medical Necessity · 2021 · IMR MN21-36289
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for mastopexy (CPT 19371) and breast reduction (CPT 19318). Findings: The physician reviewer found that Cabral and colleagues state that, “Women with increased breast size experience symptoms such as pain in the neck, shoulders and lumbar spine, headache, intertrigo in the inframammary fold, difficulty in performing daily activities, paresthesia in the hands, difficulty in exercising, low self-esteem, and body dissatisfaction.” The American Society of Plastic Surgeons (ASPS) states that reduction mammaplasty authorization should be based on documentation of the severity of the symptoms of macromastia and impact on health-related quality of life with at least two of the following signs: (1) chronic breast pain due to weight of the breasts; (2) intertrigo unresponsive to medical management; (3)…
Medical Necessity · 2021 · IMR MN21-35809

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for breast surgery (right breast capsulectomy, bilateral mastopexy, and bilateral breast implant replacement with approved bilateral implant removal and left capsulectomy). Florin and Halavy noted that, “Capsular contracture is a troublesome complication of breast implants which may require revision surgery. Capsular contracture initially presents with firmness of the breast and can progress to pain and distortion of the breast shape and volume.” Swanson commented that, “The role of capsulectomy is unclear in this patient group because there is no known physical cause for BII [breast implant illness].” Atiyeh and Emsieh stated that en bloc capsulectomy “is of no benefit in the absence of severe capsular contracture or malignancy” and “it is not supported by any scientific data.” Capsular contr…
Medical Necessity · 2023 · IMR MN23-38620
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for mastectomy revision and/or chest reconstruction (CPT codes 19371, 19316, 19380, and/or 19340). The records provided for review document that this patient has prepectoral implants. She presents with complaints of erythema, coolness of the skin, and pain in the skin overlying her breast implants with strenuous physical activities. She underwent fat grafting in October 2019 with relief of blanching and vasospasm with activities such as playing tennis. She reports that she still experiences pain and circulation issues when she is physically active for several hours. The patient is concerned about having textured breast implants and wishes to exchange them for smooth implants.
Medical Necessity · 2020 · IMR MN20-34092

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for female breast dis lump cyst was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for female breast dis lump cyst? 52% won.

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