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Excess Abdominal Skin: when insurers say no, reviewers often say yes

In 13 published external-review decisions involving excess abdominal skin, independent physician reviewers overturned the insurer’s denial 30.8% of the time.

Published decisions
13
2001–2026
Overturned
30.8%
4 denials reversed

Most-fought treatments for excess abdominal skin

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Panniculectomy7
28.6%
Abdominoplasty4
0%
Typical time to a decision
20 days
Most land between 14 and 21 days
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: The enrollee has requested authorization and coverage for a panniculectomy for treatment of the enrollee’s excess skin in the abdominal area. Findings: The physician reviewer found that there is sufficient support in the documentation for the requested services in this clinical setting. The photographs show evidence of a significantly abnormal asymmetric lower abdominal pannus as well as significant protuberance on profile view. Additionally, there appears to be an irregular scar deformity of the lower abdomen, as well. The documentation shows a severely abnormal abdomen as the result of previous major intra-abdominal surgery. Common functional problems associated with an overhanging pannus or skin redundancy are disabling rashes, pain, physical limitation, and back strain.
Medical Necessity · 2017 · IMR MN17-26631
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for an abdominal panniculectomy. Findings: The submitted documentation supports the medical necessity of the requested services. The records document evidence of an overlapping, symptomatic lower abdominal pannus. She has well-documented functional impairment with chronic rashes, consistent with chronic fungal infections, as well as lower back pain. She has attempted conservative management with topical dermatologic treatment. The medical evidence supports the requested services in this clinical setting. Thus, the requested abdominal panniculectomy is medically necessary for the treatment of this patient.In this patient’s case, the lower overhanging abdominal pannus is considered an abnormal structure of the body.
Medical Necessity · 2018 · IMR MN18-28367

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for panniculectomy (removal of extra skin from the area of the stomach) (CPT 15830)(CPT 22999). Findings: The physician reviewer found that At issue is whether the requested panniculectomy (removal of extra skin from the area of the stomach) (CPT 15830)(CPT 22999) is medically necessary to treat the patient’s medical condition. Does the condition constitute an abnormal structure of the body? If so, is the abnormal structure of the body caused by any of the following: congenital effects, developmental abnormalities, trauma, infection, tumors, or disease? If so, is the requested surgery performed to do either of the following: improve function or create a normal appearance to the extent possible?
Medical Necessity · 2021 · IMR MN21-35867
Nature of Statutory Criteria/Case Summary: The patient who was diagnosed with obesity. She underwent a sleeve gastrectomy and lost a significant amount of weight, resulting in loose and excess abdominal tissue. The patient reported frequent rashes and difficulty with hygiene due to the excess lower abdominal skin. The patient’s body mass index was 32.81. Her abdominal pannus was noted to cover the region of the mons pubis. No evidence was noted of a rash under the skin fold, and no active wounds or infections were present. Preoperative photographs demonstrate a large lower abdominal pannus that hangs below the pubis. There is also a smaller upper abdominal pannus overhanging the umbilical area. The patient has requested reimbursement for abdominoplasty with flank liposuction surgery that was provided.
Medical Necessity · 2019 · IMR MN19-31078

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for excess abdominal skin was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for excess abdominal skin? 30.8% won.

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