Dry Eye Disease: when insurers say no, reviewers often say yes
In 15 published external-review decisions involving dry eye disease, independent physician reviewers overturned the insurer’s denial 73.3% of the time.
Where the denial was overturned
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: A patient has requested reimbursement and prospective authorization and coverage for Tyrvaya. The patient has chronic bilateral dry eye disease that developed following cataract surgery, a clinical condition associated with disruption of tear film homeostasis and corneal sensory nerve function.The patient’s symptoms include fluctuating vision, ocular discomfort, pressure, and episodic migraine-like sensations consistent with tear film instability and a sensory component of dry eye disease. Conservative therapies, including warm compresses, lubricating eye drops, and omega-3 supplementation, have been insufficient to control symptoms.
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and overage for brand name Lotemax 0.5% ophthalmic suspension. Medical literature note that dry eye disease is a common ocular condition that may be effectively treated by topical corticosteroids. The authors further note that loteprednol (brand name Lotemax) is safe and well tolerated, with minimal effects on intraocular pressure. Loteprednol is a type of synthetic steroid with advantages over standard steroids, such as dexamethasone and prednisolone, as it acts mostly on the surface of the eye and does not lead to cataract development, which may be a side effect of standard steroids. In this case, the records noted that the patient had tried both the generic and brand formulations of loteprednol, and reported that her symptoms were better using the brand formulation.
Where the denial was upheld
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: A patient has requested authorization and coverage for VEVYE (cyclosporine ophthalmic solution). Dry eye disease is a complex, multifactorial condition characterized by tear film instability, ocular surface inflammation, neurosensory dysfunction, and damage. It is a cyclical, multifactorial disease in which identifying and addressing the underlying cause is essential to breaking the cycle and restoring ocular surface homeostasis. This requires a personalized treatment plan. Therapeutic options include various strengths of cyclosporine, cholinergic agonists, semi fluorinated alkanes, corticosteroids, and procedural interventions such as intense pulsed light therapy or thermal pulsation.
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for Cequa 0.09% eye solution. Findings: In a randomized, double-masked, placebo-controlled trial of patients with an eye dryness score (EDS) of at least 40, a study concluded that lifitegrast, the active ingredient in Xiidra, significantly improved symptoms of eye dryness versus placebo, as measured by EDS. In a multicenter, randomized, double-masked, vehicle controlled study, it was found that 20.5% of study participants receiving Cequa 0.09% achieved a greater than or equal to ten mm increase in their Schirmer’s tear score, compared to 11.3% of study participants receiving vehicle, and that Cequa 0.09% significantly improved total conjunctival staining over vehicle at week 12. However, these results have so far not been replicated and independently verified by other studies.
Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.
These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for dry eye disease was denied, the published record says the denial is worth fighting.
SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY