Dense Breast Tissue denials in California external review

In the California DMHC record, independent physician reviewers decided 188 published external-review cases involving dense breast tissueand overturned the plan’s denial in 95.7%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
188
2007–2025
Overturned
95.7%
180 denials reversed

Most-fought treatments for dense breast tissue

What insurers denied — and how those fights ended.
TreatmentDecisionsOverturned
Digital Breast Tomosynthesis81
100%
Breast Tomosynthesis64
100%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
166
97.6%
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
22
81.8%
Typical time to a decision
19 days
Most land between 13 and 21 days

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for automated whole breast ultrasound for evaluation of the enrollee who had presented with dense breast tissue and inconclusive mammogram. Findings: The 3 physician reviewers found that the medical studies have shown that annual screening mammography reduces mortality from breast cancer in women over the age of 40. The sensitivity of screening mammography in women with non-dense breast tissue is approximately 85%. However, this is significantly reduced in women with dense breast tissue by approximately 48 to 64%, as cancers can be obscured by the dense tissue. There is also an increased risk of breast cancer in women with dense tissue compared to non-dense counterparts. Therefore, screening ultrasound in this population is used to detect mammographically occult cancers.
Experimental/Investigational · 2017 · IMR EI17-26156
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for digital breast tomosynthesis performed for the enrollee, who presented for a breast examination. Findings: The 3 physician reviewers found that the patient is a female who was asymptomatic with respect to her breasts. She underwent a routine screening mammogram consisting of a combination two dimensional and three dimensional digital breast tomosynthesis examination. The current images were compared to prior mammograms. No interval changes were noted. There were no masses, areas of suspicious calcifications, or areas of architectural distortion. Benign appearing nodularity and scattered calcifications were seen. Her breasts were described as being very dense. The Health Plan has denied reimbursement for digital breast tomosynthesis used.
Experimental/Investigational · 2016 · IMR EI16-24198

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for magnetic resonance imaging (MRI) of the bilateral breast tissue. There is limited evidence supporting the use of MRI screening for dense breasts rather than conventional mammography. According to one study, “The potential of MRI for screening women with dense breasts remains controversial because of the paucity of clinical evidence, the possibility of overdiagnosis, and the cost-effectiveness of the technique in this population.” In another study, researchers concluded that, “Harms of supplemental screening with ultrasound or MRI of women with dense breasts include higher recall and biopsy rates when compared with digital mammography alone.
Experimental/Investigational · 2023 · IMR EI23-38930
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for automated whole breast ultrasound. A peer-reviewed medical literature states that automated whole breast ultrasound is US Food and Drug Administration (FDA) approved for use in screening for breast cancer as an adjunct to mammography. Consistent with this recommendation, the bulk of available data favoring a clinical role for automated whole breast ultrasound supports its use with mammography, not as a replacement for mammography. This is due to the limitation on automated whole breast ultrasound in the detection of microcalcifications and evaluating the deeper portions of the breast. This patient underwent evaluation with an automated whole breast ultrasound in 2017 which did not detect any abnormality other than dense breasts.
Experimental/Investigational · 2019 · IMR EI19-30009

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving dense breast tissue, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for dense breast tissue? Use the California record to prepare.

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