Cutaneous Melanoma denials in California external review

In the California DMHC record, independent physician reviewers decided 65 published external-review cases involving cutaneous melanomaand overturned the plan’s denial in 1.5%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
65
2016–2025
Overturned
1.5%
1 denials reversed

Most-fought treatments for cutaneous melanoma

What insurers denied — and how those fights ended.
TreatmentDecisionsOverturned
Decision Dx-melanoma Assay13
0%
Decision Dx-melanoma12
0%
Typical time to a decision
21 days
Most land between 15 and 21 days

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for a myPath melanoma assay.Findings: The physician reviewer found that The myPath melanoma assay is a gene expression profiling (GEP) test used to classify melanoma pathology specimens by risk of recurrence. As a prognostic test for cutaneous melanoma, it is considered investigative. However, it may be beneficial when used to classify atypical spitz or spitzoid tumors, helping to differentiate benign nevi from cutaneous melanoma, including atypical Spitz tumors. Swetter and colleagues state, “Diagnostic molecular techniques are still largely investigative and may be appropriate as ancillary tests in equivocal melanocytic neoplasms, but they are not recommended for routine diagnostic use in cutaneous melanoma.
Experimental/Investigational · 2022 · IMR EI22-37949

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for gene test DecisionDX-Melanoma performed. Findings: The physician reviewer found that the patient is diagnosed with cutaneous melanoma on the mid-upper back. Histopathologically, the tumor was Clark level III and extended to the Breslow depth of 0.4 mm. The DecisionDX-Melanoma assay performed showed class 1 molecular signature, which is associated with a low risk of near term (within five years) metastatic disease. The patient requested reimbursement for the DecisionDX-Melanoma assay performed. The Health Plan denied reimbursement for the testing and noted that the services at issue were considered investigational for evaluation of the patient’s cutaneous melanoma. There is a lack of support in the medical literature for the services at issue in this clinical setting.
Experimental/Investigational · 2017 · IMR EI17-25447
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for DecisionDX-Melanoma Class I investigational for the evaluation of the enrollee’s malignant melanoma. Findings: Three physician reviewers found that the patient was diagnosed with a cutaneous melanoma in the skin located in his epigastric region. At that time he was found to have an invasive melanoma, non-ulcerating, Clark Level II, Breslow thickness 0.35, and no mitoses were seen. The provider recommended tissue sampling in an effort to determine the patient’s prognosis. The patient’s tissue was sent for DecisionDX- Melanoma Class I assay and testing. The patient requested reimbursement for the testing. The Health Plan has denied reimbursement because the Health Plan deems the services at issue as experimental/investigational for the evaluation of this patient.
Experimental/Investigational · 2016 · IMR EI16-23568

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving cutaneous melanoma, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for cutaneous melanoma? Use the California record to prepare.

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