Colorectal Cancer Screening denials in California external review

In the California DMHC record, independent physician reviewers decided 18 published external-review cases involving colorectal cancer screeningand overturned the plan’s denial in 38.9%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
18
2003–2022
Overturned
38.9%
7 denials reversed

Most-fought treatments for colorectal cancer screening

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Colonoscopy4
50%
Monitored Anesthesia Care3
0%
Cologuard3
66.7%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
13
30.8%
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
5
60%
Typical time to a decision
21 days
Most land between 13 and 21 days
Handled as urgent
11.1%
Expedited when a delay would cause harm

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for Cologuard stool testing for evaluation of the enrollee, who underwent routine colon cancer screening. Findings: 2/3 of the physician reviewers found that the physician reviewer found colorectal neoplasms shed DNA in the stool. The DNA can be isolated and tested for the presence of mutations and epigenetic changes acquired during carcinogenesis. Cologuard is a second generation stool DNA test. Cologuard has been approved by the U.S. Food and Drug Administration as a screening test for colorectal carcinoma to be followed, when abnormal, by diagnostic colonoscopy. This test may be appropriate for asymptomatic patients, 50 to 84 years of age, who are at average risk for colorectal cancer. This patient is a high risk for sedated colonoscopy due to her extensive neurologic history.
Experimental/Investigational · 2018 · IMR EI18-27412
Nature of Statutory Criteria/ Case Summary: The enrollee has requested coverage for CT colonoscopy. She has a history of hypothyroidism, migraines, basal cell skin cancer, pre-diabetes mellitus, osteopenia, and appendectomy. She had a sigmoidoscopy that was negative and the plan was for a repeat procedure in five years. The enrollee had a gastroenterology consult for screening colonoscopy and reported a bad reaction to anesthesia in the past with nausea, agitation and not feeling normal for more than a day. Computed tomographic (CT) colonography (also virtual colonoscopy or CT colography) is an option for colorectal cancer (CRC) screening in asymptomatic average-risk individuals, over the age of 50 years.
Medical Necessity · 2019 · IMR MN19-31164

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
The patient is a 55-year-old male who was referred by his provider for a screening colonoscopy in February 2005. The patient has no prior history of a screening colonoscopy and no prior history of a failed attempt or unsuccessful colonoscopy. The patient underwent a CT colonography (virtual colonoscopy) instead of a conventional optical colonoscopy, which revealed a normal appearing colon and two left renal calculi. At issue is whether the virtual colonoscopy was medically necessary for evaluation of the patient’s medical condition.Virtual colonoscopy represents a noninvasive test for the examination of the colonic lumen that involves the generation of both two-dimensional and three-dimensional views of the colon and rectum using data derived from computed tomography.
Medical Necessity · 2006 · IMR MN06-5712
Nature of Statutory Criteria/Case Summary: The patient has requested authorization and coverage for virtual colonoscopy/computed tomography colonography of the abdomen and pelvis. Findings: The physician reviewer found that the American College of Radiology (ACR) guidelines for virtual colonoscopy states that the indications for a computed tomography colonography examination include “screening examination in individuals who are at average or moderate risk for developing colorectal carcinoma.” The U.S.
Medical Necessity · 2020 · IMR MN20-34221

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving colorectal cancer screening, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for colorectal cancer screening? Use the California record to prepare.

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