Cardiac Valve Dis denials in California external review

In the California DMHC record, independent physician reviewers decided 46 published external-review cases involving cardiac valve disand overturned the plan’s denial in 52.2%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
46
2002–2025
Overturned
52.2%
24 denials reversed

Most-fought treatments for cardiac valve dis

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Card Valve Repl12
75%
CT Scan5
40%
Surgery4
75%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
26
57.7%
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
20
45%
Typical time to a decision
14 days
Most land between 7 and 21 days
Handled as urgent
47.8%
Expedited when a delay would cause harm

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for transcatheter aortic valve replacement with prosthetic valve, percutaneous femoral artery approach.Findings: Two out of three physician reviewers found that the medical evidence supports the requested services in this clinical setting. The medical records demonstrate that the patient has symptomatic aortic stenosis, based on recent onset symptoms of dyspnea with limited (1 block or incline) exertion, fatigue and dizziness, and she therefore has Class II heart failure symptoms. The patient had a recent transthoracic echocardiogram (TTE) which revealed moderately severe to severe aortic stenosis secondary to a bicuspid valve.
Experimental/Investigational · 2019 · IMR EI19-31324
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for transcatheter closure of a patent foramen ovale (PFO) using a cardiac occlusion device. As noted in the medical literature, PFO can be a benign finding, but in some patients, the PFO can be associated with stroke and systemic embolization. Percutaneous closure of the PFO in patients with cryptogenic stroke has been undertaken for a number of years. Recent randomized controlled clinical trials have demonstrated that closure of PFO in patients with cryptogenic stroke has been associated with reduced rates of recurrent stroke.
Experimental/Investigational · 2023 · IMR EI23-38962

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Findings: The physician reviewer found that Nature of Statutory Criteria/Case Summary: A patient has requested reimbursement for a heart monitor. In this case, if cardiac monitoring were thought to be indicated to evaluate for palpitations, then non-real time (off-line) monitoring devices such as extended (48 hour) Holter monitoring or off-line event monitoring should be sufficient for the identification of both symptomatic and asymptomatic dysrhythmias including atrial fibrillation. Continuous off-line 24-to-48 hour Holter monitoring should be able to effectively identify symptomatic or asymptomatic dysrhythmias that occur frequently. Likewise, self-activated non-real time and non-continuous monitoring devices (event recorders) should be effective at recording symptomatic dysrhythmias during less frequent symptoms.
Experimental/Investigational · 2023 · IMR EI23-40451
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for transcatheter mitral valve replacement. There is a lack of formal guidelines or consensus statements available to support treatment with transcatheter mitral valve-in-valve replacement for treatment of this patient’s bioprosthetic mitral valve failure. Urena and colleagues noted that patients may be eligible for transcatheter mitral valve-in-valve replacement if “they are symptomatic, they are considered at high surgical risk, and their anatomy is suitable.” However, the available clinical trials comparing transcatheter mitral valve-in-valve replacement and surgical mitral valve replacement have not reported superior health outcomes with transcatheter approach. The U.S.
Experimental/Investigational · 2022 · IMR EI22-38321

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving cardiac valve dis, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for cardiac valve dis? Use the California record to prepare.

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