Atrial Fibrillation denials in California external review

In the California DMHC record, independent physician reviewers decided 83 published external-review cases involving atrial fibrillationand overturned the plan’s denial in 61.4%. That is a historical result among cases that reached this program, not a forecast for an individual appeal.

California DMHC decisions
83
2004–2026
Overturned
61.4%
51 denials reversed

Most-fought treatments for atrial fibrillation

What insurers denied — and how those fights ended.
CategoryDecisionsOverturned
Implantable Loop Recorder6
16.7%
Real Time Heart Monitor5
40%

What the insurer actually argued

Denials fall into different categories, and they don’t succeed equally — so the reason on your letter changes how you should answer it.
Reason givenDecisionsOverturned
Experimental/Investigational
The plan called the treatment unproven. These turn on published evidence, so the appeal is a literature argument.
59
67.8%
Medical Necessity
The plan said the care wasn’t medically necessary. The most common fight, and the most winnable.
23
43.5%
Typical time to a decision
17 days
Most land between 8 and 21 days
Handled as urgent
36.1%
Expedited when a delay would cause harm
Recent direction
Falling
55.6%46.2% overturned, last three years

What the reviewers wrote

Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested a LifeVest wearable cardiovascular defibrillator for treatment of the enrollee’s medical condition. Findings: Two physician reviewers found that the patient was presented with three week history of increasing dyspnea on exertion progressing to dyspnea at rest, orthopnea and paroxysmal nocturnal dyspnea. He presented with a new onset atrial fibrillation with rapid ventricular response. The patient underwent transthoracic echocardiogram and transesophageal echo (TEE) which revealed moderately severe global left ventricular (LV) dysfunction, moderately severe mitral insufficiency and left atrial appendage thrombus. The patient also underwent cardiac nuclear study which did not show active ischemia.
Experimental/Investigational · 2016 · IMR EI16-23039
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for a surgical endoscopic heart procedure (CPT 33266 - operative tissue ablation and extensive reconstruction of atria without cardiopulmonary bypass).Findings: Two of the three physician reviewers found the requested surgical endoscopic heart procedure (CPT 33266 - operative tissue ablation and extensive reconstruction of atria without cardiopulmonary bypass) is likely to be more beneficial for treatment of the patient’s medical condition than any available standard therapy. A hybrid procedure of minimally invasive surgery and combined electrophysiology (EP) mapping and ablation for atrial fibrillation may overcome the shortcomings of each technique individually.
Experimental/Investigational · 2021 · IMR EI21-35624

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
Nature of Statutory Criteria/Case Summary: An enrollee has requested reimbursement for skilled nursing facility services from 5/15/21 through 5/22/21.The patient has had recurrent strokes deemed to be cardioembolic in nature, in the setting of chronic atrial fibrillation with high CHADS-VASC score. Each stroke was treated within a short timeframe, with rapid to early restoration of arterial flow, minimizing the extent of damage to the neuronal reservoir, which is the primary determinant of outcomes following stroke according to Alawieh and colleagues. By 5/14/21, the patient had 5-/5 strength on the left side and some mild functional deficits that could be further addressed with rehabilitation in the community setting. Continued stay in a skilled nursing facility in case he had another stroke was not a medical necessity.
Medical Necessity · 2021 · IMR MN21-35641
The patient is a 56-year-old male who has requested authorization for a virtual colonoscopy for colon cancer screening. The patient has been on Coumadin for recurrent atrial fibrillation and he is concerned that discontinuing his anticoagulation therapy prior to a standard colonoscopy will put him at risk. Therefore, he is seeking approval of a virtual colonoscopy. The Health Plan has denied his request on the basis that a virtual colonoscopy is not medically necessary.Virtual colonoscopy represents a noninvasive test for the examination of the colonic lumen that involves the generation of both two-dimensional and three-dimensional views of the colon and rectum using data derived from computed tomography. This imaging modality has been explored as an alternative to conventional endoscopic colonoscopy, particularly as an alternative screening tool for colorectal cancer.
Medical Necessity · 2006 · IMR MN06-5783

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California external-review outcomes. Other state and federal programs have different eligibility rules, processes, and current availability; the rates here do not transfer to those programs or predict an individual result. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes describe eligible cases completed through California DMHC’s Independent Medical Review program. They do not estimate the chance that an internal appeal, an external review in another jurisdiction, or your individual case will succeed. Use the record to identify evidence patterns involving atrial fibrillation, then check the rights and deadlines that apply to your plan.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · AGGREGATES + DEIDENTIFIED DECISION EXCERPTS/REFERENCE IDS · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Fighting a denial for atrial fibrillation? Use the California record to prepare.

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