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Abnormal Uterine Bleeding: when insurers say no, reviewers often say yes

In 13 published external-review decisions involving abnormal uterine bleeding, independent physician reviewers overturned the insurer’s denial 30.8% of the time.

Published decisions
13
2001–2026
Overturned
30.8%
4 denials reversed
Typical time to a decision
19 days
Most land between 3 and 21 days
Handled as urgent
46.2%
Expedited when a delay would cause harm
What the reviewers wrote
Excerpts from the independent reviewers’ published findings — the actual reasoning, quoted, not summarised.

Where the denial was overturned

Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for a hysteroscopy dilation and curettage polypectomy procedure.An UpToDate review on hysteroscopy notes that the procedure is performed for the evaluation or treatment of the endometrial cavity, tubal ostia, or endocervical canal in women with (among other indications) abnormal premenopausal or postmenopausal uterine bleeding and endometrial thickening or polyps. An UpToDate review on how to approach abnormal uterine bleeding states that hysteroscopy provides direct visualization of the endometrial cavity. The review notes that in an operative setting, hysteroscopy allows targeted biopsy or excision of lesions identified during the procedure.
Medical Necessity · 2021 · IMR MN21-34880
Findings: The physician reviewer found that The patient has requested authorization and coverage for total abdominal hysterectomy (corpus and cervix), with or without removal of tube(s), with or without removal of ovary(s). As noted in one study, “Abnormal uterine bleeding (AUB) is defined as bleeding coming from the uterus that is abnormal in frequency, duration, volume, and/or regularity.” One study noted that patients with endometriosis or adenomyosis experience a variety of problems, including poor quality of life due to severe pain or abnormal uterine bleeding. Per the records provided for review, this patient presents with a history of abnormal uterine bleeding and iron deficiency anemia. The patient’s provider has recommended treatment with a total abdominal hysterectomy and ovarian cystectomies versus bilateral salpingectomies and oophorectomy.
Medical Necessity · 2023 · IMR MN23-40229

Where the denial was upheld

Worth reading too — these show what an appeal has to overcome.
A 47-year-old female enrollee has requested authorization and coverage for laparoscopy, surgical, with vaginal hysterectomy with removal of tube(s) and/or ovary(s) for treatment of the enrollee’s pelvic pain and abnormal bleeding. Findings: The physician reviewer found that based on review of the available records, the patient has a significant history of abnormal bleeding and pelvic pain. In general, the incidence of abnormal uterine bleeding increases as women approach the end of their reproductive years. In this regard, perimenopausal women are not unlike their perimenarchal counterparts. In perimenopausal women, the onset of anovulatory cycles, which are a frequent cause of the abnormal bleeding, represents a continuation of declining ovarian function.
Medical Necessity · 2012 · IMR MN12-13551
Nature of Statutory Criteria/Case Summary: An enrollee has requested authorization and coverage for total laparoscopic hysterectomy surgery. Findings: The physician reviewer found that Abnormal uterine bleeding (AUB) is a common gynecologic problem and can result in anemia and interfere with daily activities. The goals of initial therapy are to correct the underlying etiology (if present and feasible), improve quality of life, prevent an episode of acute uterine bleeding, prevent (or treat) anemia, establish a regular bleeding pattern, and prevent endometrial hyperplasia/carcinoma. For most patients with AUB and no known etiology, estrogen-progestin contraceptives or the 52 mg levonorgestrel-releasing intrauterine system (LNG-IUS) are recommended.
Medical Necessity · 2022 · IMR MN22-38211

Figures and quotations on this page come from 42,749 published decisions in the California DMHC Independent Medical Review dataset. These are California outcomes — every state runs an equivalent external review, but the rates here are California’s. Excerpts are quoted verbatim from the public record and describe this condition generally, not any individual case.

How to use this in your appeal

These outcomes come from California’s external review program — an independent physician panel whose decision binds the insurer. Every state has an equivalent, and internal appeals succeed even more often. If your care for abnormal uterine bleeding was denied, the published record says the denial is worth fighting.

SOURCE: CALIFORNIA DMHC INDEPENDENT MEDICAL REVIEW OUTCOMES (CHHS OPEN DATA) · DERIVED AGGREGATE STATISTICS ONLY · METHODOLOGY

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

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