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North Carolina external review

External review (Smart NC)File within 120 days

North Carolina's Smart NC program manages external review and will even help you prepare your request — one of the few states with hands-on staff assistance.

Who to contact
NC Department of Insurance — Smart NC
www.ncdoi.gov/consumers/smart-nc
1-855-408-1212

What to know

Not legal or medical advice. Coverage Rights is a self-help tool that helps you prepare your own appeal. For advice about your specific situation, talk to a licensed attorney or your doctor.

Internal appeal first, external review second. We’ll map your path.

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